Five steps to online banking security

As online banking transactions are easy and fast, they are accepted by more and more people. However, because it is a virtual transaction, the security of online banking has also attracted much attention. In fact, online banking fraud is nothing more than fake URLs, clone websites, and hacker theft methods, as long as you are careful operation can ensure the security of online banking.

> Keep your account confidential.

Criminals often use phone, text message, or email to notify users of such names as winning or account theft, and require users to log on to the specified website for identity verification, to obtain account information such as the card number, password, and ID card, which seriously threatens the security of online banking.

★Tips for defending: You certainly do not need such detailed account information to win the prize, and do not be tempted by interests. Generally, banks do not send "system maintenance, upgrade" or other prompts by email. In case of such problems, it is best to call bank customer service for consultation.

> Pay attention to website cloning

Criminals often clone a website exactly the same as a bank website, and the website is very similar. Then, they use computer viruses and spam software to send fake websites to your computer, or put it on a search website to trick you into logging in to steal account information.

★TIPS: when visiting a bank website, enter the website address directly. You 'd better add the correct website address to your favorites. Do not log on to online banking through a hyperlink or proxy server, and regularly update the computer's system, browser, or anti-virus software. Change the hosts file in the computer to read-only and never save the password, this can greatly ensure the security of online banking.

> Exercise caution when logging on to an Internet cafe.

Criminals often install hacker software on computers in Internet cafes, libraries, and other public places, such as malicious monitoring programs and keyboard recorders to steal account information.

★Defense tips: it is best not to use online banking in public places. If there is no way, check the task manager before using it to ensure that the program runs normally without threatening the security of the online banking system, and use the encrypted soft keyboard and other tools provided by the Bank. Exit the computer and clear the webpage history and Cooikes.

> Pay attention to online payment

Criminals establish a fake e-commerce website and then publish extremely low-price commodity information to seduce users. If you shop and make a payment through this website, you will be linked to a fake bank payment page, and your account information will be easily stolen.

★Tips for defending: If you accidentally input your account information to a strange website and prompt messages such as "system maintenance" appear, you should immediately call the bank's customer service for confirmation, if any information is stolen, immediately change the password or report the loss.

> Daily defense is required

★TIPS: Check "historical transaction details" regularly to ensure account security. Check whether the "Last Logon Time" is consistent with the actual situation when you log on to the online banking system. The password settings of online banking should not be related to personal data. We recommend that you use a mix of numbers and letters to separate the query password from the transaction password. In addition, the use of dynamic passwords, digital certificates and other online banking security measures.