"Micro-credit management and balance treasure which is good"
Into the process: through the author experience, two of products are simple process, payment smooth, within 5 seconds can be completed purchase. However, considering that we open the micro-letter every day is much higher than the pay treasure purse, so the financial access in any time and anywhere to see the benefits, more attractive than the balance treasure.
Into the line: micro-credit management, the trial operation during the single card per day not more than 8000 yuan, each financial access account funds not more than 1 million yuan. Balance Treasure use Alipay balance into the daily Unlimited, card quick payment of a single pen does not exceed 50,000 per day, not more than 50,000 (computer end is not more than 5000), no more than 100,000 per month, each account funds not more than 1 million yuan.
The amount of transfer: micro-credit financial management through each account of the daily turnover of not more than 6000 yuan per day can be turned out 3 times, the balance treasure to transfer out to the bank card single pen limit of 1 million yuan, daily limit of 1 million yuan, daily can be turned out 3 times, no limit per month. Turn out to Alipay account daily limit of 50,000, monthly limit of 200,000.
To account time: micro-credit management support ICBC, ABC, CCB and other 11 banks 2 hours to account, other banks within 1-3 days to account. Balance treasure on the mobile phone support 2 hours to account, the computer end 24 hours to account.
"Micro-credit management and balance treasure which profits high"
Profitability: The difference is not much, the financial management Pass is 6.44%, the balance treasure is 6.67%, this figure does not explain what, because has been in the change, it is likely that a few days after the wealth of money through the balance of treasure, this is not good.
In fact, to compare the micro-credit management and balance treasure which good words can not be a more or less, but there is a very important difference between the PO can be used directly for consumption, shopping, financial management can not, unless you first transferred to the bank card. In short, financial management can be more operational, and the use of the balance treasure is higher than it.