What is the best investment over the years?

These are the years since I graduated (2006) ...

Talk about investment, not to mention the stock market, the stock market usually no one to talk about, the general rise and fall when everyone's talked up. In the recent week, global stock markets have opened a slump, making investors lose a lot of money, and it is hard to feel the way to invest.

I graduated in 2006, also in that year exposure to the stock market, because that is a big bull market starting point, and I also happen to be in the banking and securities business system, is standing in the market at the cusp of the current. Every day watching a lot of money pouring into brokerage accounts from banks, and then the stock market is rising, each of those who participated in the stock market in that year was energetic and pink.

At that time, while developing also do technical support, received a big customer complaint, said to turn a 1 billion of the funds, half a day did not book, furious with US Roar: said minutes lost how much money ...

What is the best investment in the past year when it is clear that investment is more than just the stock market? Everyone must have thought of, maybe the property, but in the end how good, we may as well quantify.

I graduated that year is in Guangdong work, Guangdong Real estate value-added more typical city is Shenzhen, Shenzhen from 06 the average price of 7,000 up to the moment of 55,000 (data from the chain Home), 12 years of annual average income reached 65%, is indeed a good amazing investment.

So what about the stock market? is not like a lot of popular saying, is a casino, everyone in and out in and out, play 0 and game, no investment value? The average earnings of several major indices of a-shares have been calculated in the following years:

• SSE: 2600/1100/12 = 19%
• Shen Certificate: 7500/2800/12 = 22%
• Shanghai 300:3170/920/12 = 28%

Even with the plunge in recent years, which has just hit a new low this week, the average annual income for 12 years is about 20%, and that rate also kills all other financial transactions, including the very hot Internet financial borrowing of the last two years and the risk of running away.

There are a lot of stocks that are stronger than the index, more than the weaker stocks, the index represents an average level, and the ability to invest in the stock market is to see if you can pick a stock portfolio that is stronger than the index. Without this ability, the investment index can also, only need to face their own human origin of panic and greed.

At home, in addition to real estate and equities, what other cost-free, effortless, risk-controlled investments can achieve the expected double-digit earnings? In fact, there are not many choices, but the same, we may easily ignore, is to invest in themselves.

I just graduated in 2006, it is the biggest bull market in a-share history, the index has risen 6 times times in two years, even so, I did not make any money. Because just graduated from what have what money can invest, wait for more than a year to work, save a little money, soon 2008 years of Super bear market came.

The benefit of a bear market is that it can be closed, it seems that the dream of the stock market is broken, concentrate on work and study, investment in their own growth and development, according to the salary of the first graduation year and now contrast, also reached the average annual growth of 66% (here do not simply understand the annual increase of 66%, this is the compound effect).

This number is so good, a little more than the speed of the real estate appreciation of the victory, in fact, it may be because of the low starting salary at that time. This year the school recruit to see a few head Internet company to the school recruit start pay price, feel after wave pressure rolling.

The best investments in the last few years have been analyzed in the past, and it is always certain that the future will be more uncertain, and whether the House will continue to rise in the future. The stock market is always deepness, cloudy and uncertain, while investing in yourself is more deterministic, and there is a saying:

A major difference between knowledge investment and financial investment is that all knowledge investments have some value. Even if you never use a technology at work, it can affect the way you think and solve problems. Therefore, everything you learn is valuable, but it may not be direct, materially rewarding, or relevant to the current job value.

...

Forget to say Bitcoin, is mainly in my vision of the time is too late, so far have no ability to make judgments.

How was your investment these years? Think about how to invest in the future?

Write some text, draw some pictures, record the growth moment.
The public number "wink", since met, than peers.

What is the best investment over the years?