10 People 8 millionaires Shenzhen 109 Rich Bank 44 at Fukuda

Chinese and foreign banks Rob financial services abroad, ICBC Gold card audit period of three months, ICBC one months; business district Rich Bank Parking is a focus on financial weekly retail banking laboratory researcher Shanting/Wen "in the Futian central area, there are 8 million assets per 10 people, so we have 7 branch offices here to serve them!"　　"China Merchants Bank UnionPay branch of a financial manager to the financial weekly reporter disclosed."　　Shenzhen Oct, mangroves, Xiangmihu and traditional Silver Lake villas, Shekou Nanshan Villas are the rich concentrated areas of residence, but the financial weekly reporter found that has always favored the rich bank site is not much. According to industry sources, the villa tenants will be in the bustling business district and office areas to solve financial needs.　　　　So positioned in the service of high-end customers of the bank in the Lo Wu Vientiane City area, Futian Central District, Oct area and Shekou area concentrated "Zhai Camp." Deep Development Center Branch convenient parking, Ping An Bank of the People's Field Branch No VIP service Area reporter found, Futian Central District to the mall Coco Park as the center, within 1000 meters radiation range, there are 19 bank outlets.　　Bank outlets are located in the duty-free building, wealth building and the Times financial Center and other high-end office buildings. A special trip to the Futian Center Bank to transact business, driving is really inconvenient.　　If you park your car in front of the bank, you may receive a "pink bomb".　　ICBC tax-Free branch of the financial Account Manager Zhanglanlan disclosed that, such as the customer received a ticket, he and the piece of traffic pianjing familiar with the area, you can communicate after the parking penalty is waived.　　Other bank outlets in the Futian Central District are located either on the main road or in the landmark buildings of the rich area to facilitate customers. Close to Coco Park is located in shopping mail, HSBC Shenzhen Branch and Ping An Bank of the People Tin Branch.　　Near the center business building, there are the Bank of East Asia, Shenzhen branch and ICBC Wealth Center branch. Financial Weekly reporter found that the Central district of Futian in the bank of the basic branches have a VIP service area.　　And the decoration of the VIP service area is very in line with the Special economic zone rich people's life characteristics, consistent use of simple, generous decoration style.　　Minsheng Bank Binhai Branch and the Bank of East Asia Shenzhen branch of the VIP area, whether from the sense of space, comfort, decoration level than the rich area of other bank outlets better.　　Ping An Bank of the People's field branch placed more waiting chairs appear to be not very crowded, nor open a private VIP area, only open a VIP service window.　　　　Financial Weekly reporter Here unannounced investigations found that the other three personal service windows do not have to wait in line, but the VIP service window needs to wait.　　Minsheng Bank Binhai Branch of the most transparent services, ICBC duty-free sub-branch card audit the most stringent 19 bank outlets entrenched here, in order to compete for high-quality customers "eight, recount." Banks set a different threshold for VIP services, China Merchants Bank and Citibank gold threshold of 500,000 yuan daily, Minsheng Bank Binhai Sub-branch gold set threshold daily average of 300,000, Ping An bank threshold daily average of 400,000, ICBC, Bank of East Asia and other joint-stock banks of the gold card minimum threshold is 200,000. The threshold amount is the minimum amount that includes the deposit in the account, the insurance, the fund, the wealth management product and the stock account that are purchased on the bank.　　However, Minsheng Bank Binhai Branch of the lobby manager told reporters that Minsheng Bank's minimum threshold of 300,000 is not included in the stock account of the funds, because the stock account of the money does not bring any economic effects on the bank. China Merchants Bank unicom Branch Finance Office Luo director said to the Financial weekly reporter, China Merchants Bank gold sunflower minimum threshold 500,000 must include the stock account. China Merchants Bank determines whether it is eligible to become a sunflower customer, not considering how much economic benefits the customer can bring to the bank in a short time, but from the comprehensive strength of the customer.　　Other bank staff were vague about whether the minimum threshold would cover the amount of stock account.　　Financial Weekly reporter to the new deposit of 800,000 yuan for each bank Gold card, to understand that ICBC is the gold customer audit the most stringent banking institutions.　　ICBC Shenzhen Tax-free sub-branch financial account Manager Zhanglanlan explained that customers for the first time to deal with ordinary accounts, financial account Manager will audit the accounts, within three months of the account reached 200,000 square days to upgrade to become a gold card customers.　　China Merchants Bank requires one months of audit period, other banks can be opened and deposited in the corresponding amount can become a gold customer. Chinese and foreign banks to seize the financial services abroad, foreign bank temporarily above the banks to Rob Futian Central District Rich customers, all played value-added services. In the Futian district, the most foreign business advantages are Citibank, HSBC, East Asia Bank, China Merchants Bank and Everbright Bank.　　Citibank, HSBC and Bank of East Asia have great advantages in providing customers with a one-stop service for studying abroad. Citi has a free swap for each account, with four free remittances to foreign countries every year. The biggest advantage is the overseas emergency cash support function, the extraction amount is the same amount as the bank card.　　The Bank of East Asia provides customers with one-stop service for studying abroad, but there is no advantage in handling fees. Chinese banks have also been unwilling to do so, and have increased their services in overseas businesses. such as Everbright Bank opened "Go abroad Finance One station pass", can be free of telegraph fees. China Merchants Bank provides "financial freedom to go abroad", 0.1% of the remittance fee is free, but charge a full 150 yuan/pen telegram fee.　　For large foreign remittances, China Merchants Bank's remittance policy is more practical. In addition to the value-added business in the overseas business, other services are dazzling.　　such as the three-party deposit management Service provided by Everbright Bank, the customer's stock funds return to the current account can be settled according to the interest rate of 1.35%. Each bank has domestic airport VIP service, Minsheng Bank and overseas Airport VIP service.　　Financial weekly reporter to 800,000 as the benchmark for each bank Gold card, felt in the Minsheng Bank to enjoy the service is the most value-added, linked institutions are also the most transparent. China Merchants Bank Financial Manager Initiative Bright Financial Management qualificationsWeekly reporter visited Futian Central District Bank, and the bank's lobby manager and financial manager to chat.　　They all have their own characteristics. Among the three foreign banks, the financial managers of Citibank's Futian branch have the experience of Australian finance institutions and have not been qualified by the financial manager of the country.　　The personal banking director of the Bank of East Asia's Shenzhen branch is the most professional, asking questions to customers is straightforward.　　China Investment bank China Merchants Bank Unicom branch of the financial management of AFP has the qualification, and will be the reporter risk assessment, and then tailor-made financial planning. Financial managers at other banks have not made it clear to reporters that they are qualified as a financial manager.　　Ping An Bank of the People's Office of the senior management manager is more inclined to recommend financial products to reporters, and did not plan financial planning for journalists. In the smiling service embodiment, Minsheng Bank Binhai Branch's lobby manager's voice is the smallest sound, Citigroup Bank Futian branch lobby manager's Smile is the warmest. These are the reporters in the Futian district, the rich region of the rich Bank of the people feel.