BOC Bank launches "Super net Silver"

(Reporter Li Joe) reporter learned yesterday, the Bank of China and Construction Bank has taken the lead on the line "Super Net Silver", its online banking users across the bank remittance can be real-time to the account, credit cards can also be paid across the bank, and can inquire in other banks open accounts.

The Bank of China's PBC online payment interbank Clearing system has recently begun commissioning, and the participating commercial banks will launch a new network of banking functions based on the system, which is called "Super Net Silver" by the media. Bank of China said the bank's new cross-service function was added on August 29 and was synchronized with the central bank system yesterday. The customer can use the bank's online bank to repay the BOC credit card with the settlement account of other banks, which is exempt from handling charges during the promotion period.

CCB also launched the "Super Net Silver" service yesterday, the specific project and the bank is roughly the same. CCB explained that customers in the processing of his bank account to the CCB account transfer, the fees are deducted from the collection account, rather than the traditional remittance business in the payment account. However, in the 3-month period since yesterday, the bank has implemented a fee concession and will not charge customers any fees for the business. When the customer handles his bank account to the bank credit card repayment business, the handling fee is also deducted from the collection credit card account, but also executes 3 months free of charge the preferential treatment.

Journalist Experience

Limited User Query Scope

Reporter yesterday to log in CCB network silver, found that "my Account" option added "his Bank account service" menu, including "his bank account Inquiries", "append/delete his bank account", "CCB account signing contract" and "his bank account signing contract" function. The "credit card" option of the "Credit card Repayment" menu added "he line also CCB" function. In the "cross-bank transfer" menu, in addition to the original "CCB transfer his line" function, but also added "CCB to his line (expedited)" and "he line to CCB" function.

CCB tip, users in the use of "super Net Silver" function, can only query his bank account and credit card RMB accounts.

Changes in online banking business

Before now

The user inquires the bank account to check the account balance and transaction information of the customer in his bank

Cross-bank remittance can not be in real time to account for trans-bank real-time transfer, the charges are consistent with the original standard

Credit card repayment can not be transferred to his bank account to cross bank repayment