CBRC confirms meeting of bank executives to request credit for this year

Source: Internet
Author: User
Keywords Loans commercial banks credit
Tags banking continue control corporate governance credit financial financial situation high
January 26 News, in January this year after the first to second week of faster credit, in the relevant window guidance and some banks themselves adjust the speed of credit, the third week, the scale of new credit has a significant decline in the first two weeks, but not the market rumors of the overall moratorium on new credit. According to industry insiders expect this week's new credit will continue to maintain the trend last week.  Sino-New Society hair Wu Mang Xinhua Beijing, January 27, China Banking Regulatory Commission 27th late confirmed, the top commercial banks were convened yesterday to hold two O ' year first financial situation briefing meeting, the four major requirements for commercial banks to lend this year, including increasing agricultural loans, supporting residents of the first home housing loans.  Today's market rumors that the CBRC held a financial situation briefing will set the tone of credit regulation, the CBRC announced the meeting tonight, covering the four major requirements for credit. First, "There is control" to ensure that the annual agricultural loans, small business credit growth rate is higher than the total loan growth rate, the increase in credit is higher than last year. Increased support for "green credit". Continue to support the expansion of consumer credit.  Support residents of the first residential housing, home appliances, agricultural machinery and other consumer loans.  Second, to ensure the level of capital adequacy and quality, enhance the risk resistance, on the basis of adhering to the capital level and the quality of prudential supervision of the bottom line, reasonable determination of the expansion speed and rhythm of assets inside and outside the table. Third, strengthen credit management, strict control of non-performing loans rebound.  "Real loan", the establishment of "marketing, review, distribution, management" is linked to the separation of the fine credit management model, from the source to control the risk of funds diverted. Four, strengthen corporate governance and table management, the establishment of long-term risk management mechanism. We will continue to improve the corporate governance structure, design scientific remuneration system, improve incentive and restraint mechanisms, standardize related transactions and strengthen information disclosure. Finish)
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