CBRC: Increase credit support to sci-tech SMEs

No longer a single set of technology banks 19th the CBRC said to further increase the credit support for SMEs, the CBRC and the Ministry of Science and Technology recently issued a joint "on the further increase in science and technology SME credit support guidance" pointed out that will select some branches of the bank, the development of scientific and technological financial cooperation model Innovation pilot.　　In the east, the middle and west of the Agricultural science and technology-oriented small and medium-sized provinces, to support agricultural science and technology-oriented small and medium enterprises pilot work.　　For the new technology banks before the market, the CBRC officials responded that it will not be a single set of science and technology banks. The relevant head of the CBRC said that the "guidance" of the proposed, improve the science and technology sector, banking regulatory cooperation mechanism, and promote the establishment of government departments, all kinds of investment funds, banks, science and technology SMEs, guarantee companies and other multi-party participation, scientific and reasonable risk sharing system,　　Guide the bank to further increase the credit support to the technology-oriented SMEs. "Guidance" calls for the establishment and improvement of science and technology SME financing guarantee system, and gradually set up not to profit-oriented, specialized technology guarantee companies and reinsurance institutions. To integrate scientific and technological resources, promote scientific and technological departments at all levels, the national high-tech zone to establish a technology-oriented SME loan risk compensation Fund, the formulation of specific subsidies or risks and incentive policies;　　Establish Enterprise Credit Archives and explore innovative technology insurance products. In addition, the "guidance" clearly and improve the Bank of science and technology-oriented SMEs credit support policies. To encourage and guide banks to set up advisory committees of scientific and technical experts, to provide technical and professional consultancy services, to absorb scientific and technical experts in the Audit committee, to provide professional advice on the decision-making of science and technology loan projects, to establish a system of risk assessment, credit due diligence and rewards and punishments for SMEs　　To actively develop the financial services products suitable for the characteristics of small and medium sized enterprises, and to carry out patent intellectual property pledge loan business. The CBRC and the Ministry of Science and Technology said as the main carrier of technological innovation and the important driving force of economic development, SMEs in science and technology are of great strategic significance in adjusting industrial structure, accelerating industrial upgrading and independent innovation, building innovative countries and expanding domestic demand, increasing employment and promoting stable and rapid economic development. Next, according to the guidance opinion, further strengthens the department cooperation and the Policy coordination, promotes the establishment banking to support the science and technology medium and small-sized enterprise long-term mechanism, creates the good development environment for the Science and technology Small and medium-sized enterprise.