CCB Hunan Branch: Suspend the third set of mortgages in principle

After ICBC, the bank, Citic and other commercial banks announced the suspension of the third set of mortgages, recently, CCB chairman Guo said that the construction bank has imposed a moratorium on the third set of loans, temporarily stopped the third set of loans and more housing. Reporters yesterday from the construction Bank of Hunan Province, learned that the bank has been in accordance with the requirements of the Headquarters, in principle, suspended the issuance of a third set of mortgages.　　However, it is revealed that very few special cases of quality customers can still handle the third set of mortgages, but the minimum down payment of 60%, the lowest rate of 20% floating. Mr Guo is understood to have disclosed the above information at a first-half performance conference held on August 23. He said that the current second-hand housing loans to expand the proportion of new loans inside 18% is second-hand housing, should vigorously develop.　　Mr Guo also said the bank's non-performing loan rate for real estate was 1.97% per cent, and that real estate development loans would grow below 5% this year. According to a state-owned Commercial bank credit department, in fact, in the bank's stock of loans, three sets and more than three of the mortgage accounted for a very low, so the suspension of the third set of mortgages on the bank's business has little impact. And suspend the third set of mortgages, most of the first-tier city, Changsha most banks did not stop the third set of mortgages, "but bid more stringent conditions." Reporter Shoson