First quarter insurance company net gain 110% investment income 46.6 billion

In the first quarter of 19th, a quarterly insurance Supervision conference published data showed that the first quarter of the national premium income reached 454.14 billion yuan, an increase of 38.6%. According to the first quarter of each insurance company expected to achieve a profit of 18.03 billion yuan, an increase of 110%.　　In addition, the insurance company to achieve investment income of 46.63 billion yuan, an increase of 7.7%. According to the China Insurance Regulatory Commission statistics, the year before March, the national premium income of 454.14 billion yuan, an increase of 38.6%.　　Among them, the property insurance business insurance premiums income is 99.45 billion yuan, the growth 38.4%, the life insurance business premium income 329.18 billion yuan, the growth 39.5%, the health insurance business premium income 18.46 billion yuan, the year-on-year growth 31.2%, the accident insurance business premium income 7.05 billion yuan, increases 20%. The major insurance companies are expected to achieve profits of 18.03 billion yuan, an increase of 110%.　　At the end of the first quarter, the insurer's total assets were 4.29 trillion yuan, up 5.7% from the beginning.　　It is noteworthy that, although the previous March a-share market fell 5.13%, the performance of the downturn, but the insurance companies in the first quarter to achieve investment income of 46.63 billion yuan, the average yield of 1.23%, compared with the same period last year 43.3 billion yuan growth of 7.7%.　　The chairman of the CIRC, Dingfu, said that despite notable achievements in the first quarter, the foundation for the adjustment of the insurance industry was still weak and there were still some problems to be noted. He said that since this year's rapid development of dividend insurance, general life insurance products accounted for a larger decline in the accident insurance business development relatively slow.　　The second is the short-term trend of the HKFE business, the first quarter of the transaction, 10-year and above business accounted for a decline of 16.4%. The third problem is the imbalance of marketing channel of insurance company, the increase of bank insurance business, the relative slow growth of personal agent business and company Direct selling business. Another is the quality of business is not high.　　Some new companies between the product homogeneity, structural convergence of the problem is more prominent, individual companies to introduce new products, just simply to product deadlines, insurance coverage to fine-tune, the real improvement is not small. In addition, Dingfu pointed out that the insurance company intermediary business violation problem needs to pay close attention to, virtual hanging intermediary business, virtual increase of business and management costs, false vouchers, false approval, through intermediary agencies falsely open invoices, to pay the insured outside the contract benefits, etc. can not be neglected. (Xiao from Shanghai)