Ping An bank 18.2 billion of loans to SMEs at end of August

China Ping An (601318.　　SH,02318.HK said yesterday that, as at the end of August 2010, Ping An SME loan balance amounted to 18.2 billion yuan, to achieve 71% growth, the bank loans to public loans in the bank accounted for in the total of 11% from the beginning of 2008 to 21%.　　It is reported that the 2010-year Ping ' an SME new loan yield reached 6%, compared to corporate loans (5.19%) higher than 81 basis points, small and medium-sized enterprises deposit average interest rate of 0.95%, than the company's deposit (1.61%) Low 66 basis, the level of small and medium enterprises spreads than the company's business is nearly 150 In addition, Ping An bank Shanghai branch of the Small Business Credit Center accumulated more than 250 households, accounting for the branch of the number of public credit customers more than half of the cumulative credit amount of 440 million yuan, the general loan comprehensive yield of 9.8%, compared to ordinary corporate loans yield high 461 basis points,　　Among them, the comprehensive yield of micro credit loan is up to 15.5%. China Merchants Bank (600036. SH,03968.HK) President Ma also said at the bank's shareholder meeting that banks can not rely too much on big clients, and CMB will continue to work to expand SME loan business, SME loans, although the risk is slightly higher, but also can achieve higher returns; In addition, many people in the industry believe that Minsheng Bank (600016. SH,01988.HK) 2.92% of the first half of the high net interest rate difference, but also because SME loan business development faster.