Full interpretation of Property control policy

The new version of "State four" announced only two days, the State Council 17th issued its detailed document: "The State Council to resolutely curb the price of some cities too fast to increase the notice" (hereinafter referred to as "Country 10"). All the real estate regulation policies of the 2004 to date show that the government has done its best.　　In addition to the outstanding property tax, all the tools currently available have been used to the limit.　　　　Pan Shiyi, chairman of SOHO China Ltd., said that the "country 10" is characterized by precision, targeted at the housing market has been the focus of the attack has been high price of the region, rather than the real estate market, the overall blow, its core is to curb speculation and speculation of unreasonable housing demand, increase effective housing supply Local government: Stabilizing house prices will be accountable to the experts, "said country 10" strict embodied in two aspects: first, it will curb house prices and maintain stability on the same footing, this is central to high house prices harm "rating" the most serious one; second, the first place the responsibility of local government in the notice of the eye-catching position,　　To stabilize house prices and housing security work to carry out the overall responsibility of provincial people's government, the urban People's government to implement the work responsibility system, the lack of responsibility to pursue. The above policies are embodied in the policies of the Ministry of Land and the bank credit.　　House-price regulation has changed from a central act to a local government responsibility, such as requiring housing prices to rise too fast to suspend three-room mortgages and stop non-resident mortgages.　　　　Some argue that there are still some gaps in the policy that have not been directly stipulated, such as "temporary measures" to limit the number of homes to buy the power vested in the local government. Information: Speeding up the construction of the housing information system it is noteworthy that the "State 10" requires the Ministry of Housing construction to speed up the building of personal information system. This means that individual cross regional buying behavior will be effectively monitored.　　　　It can be regarded as a supplement to the off-site speculation, and the personal purchase information will be effectively supervised and disclosed.　　Finance: Three suites in high housing prices the most stringent rules imposed by financial institutions on mortgages were two down payment of 40% and 1.1 times times the rate. "State 10" will be more than 90 square meters of the first set of home loans strictly controlled in more than 30%, the second suite down payment ratio more than 50%.　　At the same time, the demand for commercial housing prices too high, rising too fast, supply tight areas, according to the risk situation, the third set of housing loans and above suspension.　　For developers, the existence of land idle and speculation in the conduct of the new development projects may not be issued loans, the Securities and regulatory departments to suspend the approval of their listing, refinancing and major asset reorganization. Land: A way to find out how to sell the land the Ministry of Lands has announced a plan to raise the total supply to 180,000 hectares this year, 3.3 times times the average amount for the first 5 years. Among them, the protection and small and medium-sized housing, such as the proportion will reach 77%, single small and medium-sized commercial housing plan has exceeded the total amount of land transfer last year. and the protection of the housing supply is more than the State Council required totalQuantity more than one times.　　　　In addition, the proposed, explore the "one time auction", "two-way bidding" and other ways to curb the residential land transfer price irrational rise. Tax: Research and formulation of the policy of adjusting income the "country 10" did not mention the new tax policy, but asked the Ministry of Finance, the general administration of taxation to speed up research and development to guide individual reasonable housing consumption and adjust the personal property income tax policy.　　It can be said that, in addition to this tax policy has not yet been introduced, all the available means have been used to the maximum limit. Next, the rules of the departments will certainly be issued, China's real estate managers League Secretary-General Chen Yunfeng called for, even if the introduction of property tax, but also must follow the "do not accept, grading" principle, so as to better reflect the "differentiated housing policy" mentality.