Internet finance China walks into Tianjin: will nurture the real economy

After the Yangtze River Delta and the Pearl River Delta has become an admirable world economic growth, the baton of China's economic growth point has been transferred to the "Bohai Rim economic Circle" hands. It can be seen that the integration of Beijing, Tianjin and Hebei in the Bohai Economic circle in the strategic layout of the "Mountain Workers", "pathfinder" and "model room" the key position. The key of economic integration lies in financial integration, and Internet finance has the natural function of breaking the traditional finance by physical space-time and administrative division. Internet finance will make the existing system structure more active, more service the real economy, service small micro-enterprises, but also become the local government to deepen the economic reform of the industrial restructuring an indispensable link. To adapt to local conditions, according to Tianjin's own characteristics, the development of the characteristics of internet finance, Beijing, Tianjin and Hebei new financial integration, so that the financial industry around the Bohai Sea more efficient, convenient and general benefits; Let Tianjin in the new era grasp the time window of Internet finance, realize the great revival of Tianjin financial glorious Sponsored by Tianjin Investment Promotion Office, Tianjin Development Zone Management Committee, Tianjin Rong Cheng Group, internet finance China Line Organizing committee, Beijing-North Finance, Guppe organization, Tianjin Development Zone Financial Service Center joint contractor, Zhongguancun Internet Finance Research Institute, Bohai Sea Finance Federation, Sohu Internet Financial channel, Sohu · Workplace Yiyantang and other co-organizers to "Rong Jin Jing Jin ji, interconnected Bohai Sea" as the theme of the "2014 Beijing-Tianjin-Hebei Internet Financial Summit and internet finance China line Tianjin railway Station" activities held in Tianjin June 6. Internet finance China line Tianjin railway station activities brought together the Beijing-Tianjin-Hebei Internet financial Field of political and business leaders, the guests participating in the event launched a series of discussions and analyses on the current situation of internet finance, future trends, regulatory policies, industry risks, and the characteristics of the development of the Internet financial environment in Beijing, Tianjin and Hebei. Yang Naisheng, vice president of Beijing-East Finance, explained the strategic layout of Jingdong finance from the four parts of supply chain finance business, consumer finance business, platform business and net silver online. From the Beijing-East White, silver Wallet, Beijing-east financial platform and Online financial products sales, Jing-dong is constantly using its own business to accumulate the user and data advantages to cut into the internet financial sector. China's relatively backward financial, mainly reflected in the data. Jingdong Future is committed to building data sharing platform, and other enterprises to work together to bring China's Internet financial development to a new level. Yong, executive dean of Zhongguancun Internet Finance Institute and Chairman of Guppe organization, believes that the key to Internet financial wind control lies in talent training, consumer protection and investor education. The balance treasure to the civilian carried on the Enlightenment education, but let the public feel the balance treasure no risk, and bank deposit is no different. At present, the general public on the Internet financial risk awareness, the Internet financial enterprises to investors to do a good job of risk tips. In the Peer-to-peer session hosted by Zhu Chunming, the partner of the net loan, the chief strategic officer of Huan, the CEO of constructed, the general manager of Shaanxi Jinkai Loan, Shi, I love card Zhiyun, joint venture general manager Liu Feng, building block Box CEO Dong Jun for Peer-to-peer industry wind control, mode, supervision and other issueswere discussed. All parties said that wind control is a peer-to-peer industry lifeline, Peer-to-peer Industry is a competition for the scale and wind control and survival capabilities of the industry. Liu Feng that, Peer-to-peer simply rely on the internet can not complete wind control, the traditional wind control is a strong line of control. Zhiyun that the current risk management perspective is similar, in fact, Peer-to-peer industry is still missing a set of risk management standards. Shi also said that the current most trusted first-hand data is from the professional wind control personnel collected data, of course, internet finance needs advanced database and resources to assist in risk assessment. Constructed that, Peer-to-peer to the era of capital game, has entered the pattern of how to adapt to the era of survival and development. Huan said that peer-to-peer in China needs to use the Chinese characteristics of the way the combination of data and modern means, comprehensive good risk control. Dong Jun said that for Peer-to-peer, the so-called pure Internet financial model, in the current environment is not realistic, so peer-to-peer in China needs to have Chinese characteristics, face reality and can not starve to death in the future beautiful Road said. On the current stage of China's Internet development, Zhiyun that the Chinese bank's service capacity is not enough to meet the financial needs, we are now equal to the United States 30 years ago, single China can be 10 years to catch up. On the issue of profitability, constructed that the current peer-to-peer do not earn money, if the money is not in line with internet finance, do the Internet as early as possible to earn money, it is the golden goose, access to users than to obtain capital is also important. China's Internet users, on this basis, require a large capital investment. By the Beijing-East Vice President Yang Naisheng, chaired by the third party pay special session, Rong Cheng Group Vice President Ningzhigang, Sina Payment business director Chen Denko, Yeepay pay Tianjin company general Manager/Yeepay Financial chief risk officer Solomon, North Ming Software Electrical Business Division general manager Zhuningzhi, Linkage Advantage E-Commerce Co., Ltd. Zhang Lu has a dialogue on the development trend and status quo of third party payment. First-line leaders agree that third parties pay for the infrastructure of Internet finance. In terms of development trends and regulatory policies, the parties have different views. After 250 licences the third party pays the future tendency judgment question, Ningzhigang said, Rong Cheng Group's melts the treasure payment must do the specialized, like the village bank to do the region well, simultaneously may like the merchant bank, the Societe Generale innovation, in addition, the mobile payment and the mobile Internet must be the next trend. Zhang Lu is of the view that, as the future development trend of payment, the most important point must be differentiated, because the customer groups themselves the needs of the difference, so only the difference can show the value of the enterprise. Zhuningzhi that the development of the third party after five or six years of payment, the most important is the electronic wallet, now appears to pay the derivative function, in the electric business, banking, financial field potential unlimited. Chen Denko also agrees with Zhuning, that the Third-party payment market is a very, very large market, can support more than 10 companies, and then to market segments, there will be a lot of opportunities. In response to regulatory policy, Zhang said that because of the regulatory tolerance, the third partyPayment can be developed to today's scale, such as the creation of a Big Mac-Alipay. Zhuningzhi that there should be a positive attitude towards regulation. Chen Denko that the current Third-party payment supervision should be more adequate, should give the market ample space. Ningzhigang pointed out that the current in the passive stage, the laws and regulations are lagging behind, passive supervision is definitely active supervision. And put forward that can let Netizen help supervise, the thought that the whole nation supervises. Solomon's suggestion is that administrative supervision plus systematic public opinion supervision is the best regulation. Two from the industry's first line of the peak dialogue strategically, simple and profound, aroused the presence of the audience's wide resonance and bursts of applause. 2014 Internet Finance China Bank's core planners, Beijing North Finance President Romingxiong at the summit finally carried on "the Internet Financial Ecological environment construction and Beijing North Dream" keynote speech. Romingxiong said that in order to improve industrial development, forming the agglomeration effect, prompting the Chinese finance to develop the advantage of the post-development, developing the local characteristic of the Pu-hui finance, realizing the construction of the regional Internet Financial Center in China, through a lot of research of the Beijing-North think-tank, the six-factor model (investment, incubation, research, policy , talent, aggregation), and aimed at each element of the development of a targeted complete solution, through the six elements of the resultant force, to promote the regional Internet financial eco-environmental construction and internet finance into the building. As the public service platform of the Internet financial Field, Beijing-North finance the "2014 Internet finance China Activity" is aimed at implementing the six elements of the Internet financial Eco-environment construction (investment, incubation, research, talent, policy, agglomeration), which is put forward by Beijing-North Finance, so as to help local people to realize the financial and Minsheng Finance, Sunshine Finance in the country solid ground. At the same time, Beijing-North Investment, Beijing-North Finance will continue to focus on the Internet financial investment, incubation, research, consulting, market and other professional work, in building a leading Internet financial public service platform, in order to build a good internet financial ecological environment to make their own contribution. At present 2014 Internet finance China activity has started in Beijing on March 20, and on March 22 in Nanjing, May 8 held a press conference in Beijing, May 18 held the internet finance China activity in Guangzhou, the landing content includes organizing internet financial high-end forum, helping to formulate local Internet financial support policy, The establishment of Internet Financial Industry Association, the opening of the Internet Financial Center building, Internet Finance Institute, the formation of Internet financial investment funds and other projects. In the near future, the internet finance China will enter Shanghai and Silicon Valley in the United States on June 21 and July 11, and will go into Shenzhen, Xi ' An, Qingdao, Chengdu and other areas, and look forward to more cities and partners to join, thus contributing to the Internet finance in the country "blossom, Hundred schools" new scene