Network insurance saves time and effort

With the increasing awareness of consumer finance, the purchase of insurance has become a common choice for many investors. Now, more and more channels to buy insurance, then the vast number of consumers can buy insurance through which formal channels, what are the characteristics of these channels? In this issue of the insurance Forum, Taikang life Sichuan Branch related experts will answer for you.

1

Insurance Agent

Insurance agents are still the most common channel for people to buy insurance. Insurance agents are very familiar with the company's insurance product characteristics, often for the customer's age, financial, family status and so on to recommend suitable insurance products for customers. Experienced agents will also combine the company's different insurance products, to help customers design a more comprehensive protection scheme.

2

Co-acting Agency

And the agency refers to the company commissioned by the insurance companies, engaged in their own business at the same time, for insurance companies agent insurance business units. The most common for banks, postal agencies, car 4S stores. The insurance products sold by the industry agent have the advantages of easy insurance. And the agency has a number of outlets, customers can sell their agents to buy insurance products, insurance contracts usually can be obtained on the spot.

3

Insurance intermediaries

Insurance intermediaries, including insurance agencies, insurance brokerage companies, and so on, they are becoming one of the current channels of insurance sales. Some of the larger insurance intermediary agencies like an "insurance supermarket", can simultaneously sell production insurance, insurance, life insurance, investment and other types of financial insurance products, to provide customers with rich choice.

4

Telemarketing

Telephone direct selling with its convenient purchase, save cost and other distinctive characteristics, by the vast number of consumers of all ages. Telephone sales of insurance products, are generally straightforward and easy to insure products. In addition, in order to standardize the telephone sales, the insurance company will obtain the consent of the insured will be recorded throughout the call and back to the archive, as a certificate of insurance confirmation, customers can be assured to buy.

5

Network Sales

Insurance products Network sales except insurance company, insurance Agency company, insurance brokerage company, other units and individuals may not carry out Internet insurance business without authorization, including comparing and recommending insurance products on Internet stations, providing other intermediary services for the conclusion of insurance contract. Through the network sales channel, the customer can inquire to the insurance product terms, the cash Value table, the consultation complaint channel and so on basic information, achieves "around", thus the omni-directional understanding insurance product and the service class information, does not have to carry on the on-line insurance and so on the operation, saves the time and the