Online Games anti-money laundering related laws still missing

Absrtact: Online game against money laundering related laws are still missing, the settlement is very difficult year-end, consumption exuberant. A little mouse, but may accidentally Shing. Recently, many consumers across the country in the online shopping, online transfer, encountered consumption of money

Online game anti-money laundering related laws still missing, the settlement is very difficult

At the end of the year, consumption is exuberant. A little mouse, but may accidentally Shing.

Recently, many consumers across the country in the network shopping, online transfer, the money was transferred to the Shanghai Giant Network Technology Co., Ltd., the player account, the amount from hundreds of to hundreds of thousands of.

Although the Giants network said that a special emergency team has been set up, the first time to check and freeze the account after receiving a report from the victim. But 400 of victims can only be sued through QQ groups, and care about refunds are still not progressing. South has learned that a victim of 330,000 yuan has been cheated to resort to legal channels to resolve.

Some legal professionals believe that such a security incident is difficult to deal with, on the one hand, the electronic forensics process is complex, on the other hand, online gaming related laws are still missing.

Bag Giants network?

South reporters recently received a number of consumers reflected in Taobao, BoE or train ticket booking website 12306 online consumption, as well as in the process of bank transfer, the transaction funds were transferred without knowledge, and eventually entered the giant network, these accidents "suck" funds can not be recovered, so far there is no context.

Ham on November 22, 2012 5 o'clock in the afternoon in Taobao to buy gift cards, in consultation with the seller to pay the way, the seller asked it to pass the money into the cat's giant network official flagship store. "At that time I said it was strange, why I ask you to buy gift cards, is in the giant's shop to pay, and then he said that the electrical and network operators are cooperative, here pay, there will give you something." "The seller did not deliver the goods after Hamm turned over 2700 yuan of money," he said.

South has learned from the interior, the flagship store by the Giants of the marketing department in charge of the use of the existing platform technology cat.

Another victim, Shanghai 0 0 7, reflects that he made a network booking on 12306 websites, but eventually he was deducted from the purchase and found the money into the giant net account. "The Giants asked me to show my credentials that the money was for train tickets, not for their recharge, but that's not going to prove it." ”

At present, the related victims have formed two QQ group, each group has nearly 200 people, a single money involved in the gold from hundreds of to hundreds of thousands of. There was no door to the complaint, and the victims were helpless.

and booking, net purchase these and Giants net have no related business, it became a mystery as to why the end became the secret channel for trading funds and cards to be turned into "Giants ' nets", and how these were transformed into game coins, point cards and game equipment, and how the act of profiting from reselling is occurring.

Trojan "Mischief"?

Rising security expert Tangwei in the south have been interviewed, said that the network game has been an important part of the hacker industry chain. A large number of people focused on the game site, stealing accounts, reselling equipment, cash profit. "Many game sites in order to allow users to achieve a simple and quick transaction transactions, the user transaction audit is not rigorous, so the game-like site more easily become a fence platform." ”

Tangwei Analysis said that the recent concentrated outbreak of network money laundering is not a new problem, this phenomenon has been frequent since 2010, has been around for 1-2 years. Technically, there are two conditions that can lead to this situation, one is the phishing website, the second is Trojan virus.

In the first case, the user in the online purchase of the payment process, the Payment button link was made hands and feet, so that the payment page is directly pointed to hotlinking, seemingly normal net silver payment is used for the hacker to buy game card or other uses, after the hacker gain profit.

Relatively speaking, the second situation is more serious, once the computer is installed Trojan virus, the user's every time online shopping transactions will be monitored, may be hackers in the background to modify. "' Net Silver Super Trojan ' virus has existed for 1-2 years, in this way the hacker has controlled the victim's online bank payment, which is more hidden than the first case. "Tangwei said that hackers could not act in the case of a 50-dollar deal, but in a larger amount

will be tampered with in the background payment page, the original access to Third-party payment platform or other accounts of the amount will enter the hacker designated account, the user's funds in a few minutes will be ransacked.

Who's going to pay for it?

The victims ' cases were different, but they were concerned about the refund problem, except through the Q-q group. "I reported the report, but this amount is not big enough to say that small, difficult to break." One of the victims said helplessly.

Giant nets in the giant network on the prevention of cyber-silver fraud in the statement, has raised the net bank fraud complaints processing response speed, set up a special emergency team, received the first time after the victim to check and freeze the account. Last week, the closure of more than 30 suspected net bank fraud in the game account, and the first time to provide the information to the judiciary, to assist the public security organs to solve the case.

But the victim Ham questioned said, April 2012, Trojan Cloud case broke, the police hand is certainly a Trojan cloud sample. "Network companies are High-tech companies, must be the first time in accordance with Trojan samples to upgrade their own network services?" But the giant did not, let the loophole continue, so the variety of Trojan clouds began to appear. (In August 2012, Xuzhou Public Security Network Police detachment cracked the "cloud" Trojan case, verified funds were transferred to the Giants network, and was converted to game currency or point card. )

China Internet Association Credit Evaluation Center Legal Adviser Zhao occupation to the south all reporters said, ordinary users are the most vulnerable, electronic forensics have difficulties, lack of direct responsibility. He said that money-laundering through the network may involve third-party payment instruments, virtual equipment transactions, but the latter is still lack of legal supervision. "In the case of third party payments, in the management of non-financial institutions ' payment services", it is clear that payment agencies have the responsibility of keeping data in a timely manner and informing the anti-money-laundering authorities and central banks in the presence of exceptionally large transactions. But the legal basis for virtual equipment trading is still lacking. ”

Giant network "Suck gold" process

Network users (shopping, online recharge)

All the money in the bank card and net silver is wired into a player account on the Giants network.

A player buys game currency, point cards, and game equipment for giant networks

Other players to the Giants network

Event Playback

As a result of the people's Livelihood bank and earn 3 billion of the giant network chairman and C EO Shi Yuzhu, recently has been the scenery unlimited, but recently exposed one thing, but to the Shi Yuzhu added a lot of congestion. A few days ago, consumers reflect that they are in the network for consumption, including booking tickets on the network, air tickets, or mobile phone recharge, shopping, whether or not the success of payment, bank cards or net of money on the silver, are all turned away, eventually flow into the "giant Network" account. These funds are quickly used to buy game-point cards or props, and then sold to online gamers to complete the money laundering process.

And Shi Yuzhu recently issued micro-Bo admitted that "criminals" control the victim's bank account, the money into the "giant Network" accounts. Giant network also responded that it will actively cooperate with the police case, has helped the public security organs to stop more than 30 suspected net silver Fraud game account, and hand to pay treasure and other Third-party payment platform to enhance the net silver payment security level.