People's Bank with "instant 360" support college students ' network credit

With the development of internet finance, Peer-to-peer has become a popular model. But the recent collapse of a large number of peer-to-peer websites has also led the industry to ponder over this model. And the core of the problem is the information asymmetry of personal network credit, which led to a large number of people in the network with the rapid development of internet finance, Peer-to-peer has become a popular model. But the recent collapse of a large number of peer-to-peer websites has also led the industry to ponder over this model. And the core problem is the information asymmetry of personal network credit, which leads to a large number of people in the network can carry out illegal, dark operation, thus breaking the good private financing model balance. and the establishment of credit in China just started, the importance of credit has not been widely paid attention to, so the establishment of credit like Chinese football, need to start from the doll. December 11, 2013, by the People's Bank Credit Center holding the Shanghai Credit Co., Ltd. with instant 360 formal signing, which marks the establishment of Internet credit for college students officially kicked off. As we all know, because the commercial banks and the People's Bank Credit Center has established the data exchange, therefore all in the Commercial bank credit behavior of the adults can be queried for the whole society, but the university students because there is no commercial bank records and become an adult credit status of the world's blank, It also brings great inconvenience to the understanding of the university students in the society. and instant 360 as a result of the docking of college students online shopping, so from the network behavior and repayment records in two aspects just can reflect the credit of college students, but also can supplement the gap of the credit center, then the community will be able to inquire about the status of college students. This will greatly encourage students with good credit records to treasure more personal credit accumulation, but also for individuals and society ahead of the establishment of a dialogue window, for individuals to bring a variety of business opportunities. At the same time, it will also spur the students to record problems, early to strengthen personal credit awareness, improve personal network credit records. Once a person has the ability to accompany his life without blemish of credit, will make his life more cherish. May the whole society start from scratch.