"Second kill" for Internet credit

January 22 Morning, the net loan company "Everyone loans" launched the financial plan ushered in half a month in the third "second Kill", http://www.aliyun.com/zixun/aggregation/32963.html "> expected return rate 12% to 14% Financial planning has sold nearly 7 million yuan in an hour. At the same time, the net loan company "Run Away" also is not uncommon.

Internet credit Frequency "second kill tide"

The network credit "second kill Tide" is becoming the unique sight of the people's financial management in the 2013. On the morning of January 22, the financial plan of 12% to 14% of the expected yield of the net loan Company "Everyone Lent" was sold nearly 7 million yuan in an hour. Previously, "Everyone loans" on January 4, 10th launched the scale of 10 million yuan financial planning in three hours and 26 minutes were snapped. Another network loan platform "Ping Lu Jin" financial products are often "seconds to kill", financing scale has broken billion.

According to Li Yongzhong, director of the Center for Economic Research at the Central University of Finance and economics, Internet credit is a private loan that is done with internet platforms. NET Loan Company provides trading platform, the two sides of the transaction audit, the borrower released information, the lenders bid, after the transaction by the Net-loan company charge intermediary fees.

The "Runaway Tide" is hard to resist.

NET Loan Company "run Away" is not surprising: December 17, 2012, the net Loan Company "Aetna Excellence" stop running, investors million dollars in the fund quilt, 4 days later, "Excellent Easy Net" "run", more than 20 million yuan fund quilt.

"Run" frequency, why is it difficult to block investment enthusiasm? Xu Hongwei that, "high income" is undoubtedly net loan "suck gold magic Weapon".

However, high income is bound to be accompanied by high risk, net loan company high income behind, the risk can not be neglected.

First, regulation remains unclear. Industry insiders told reporters, as long as the cost of 100,000 yuan to register a website can carry out network loan business, can be consulting management, E-commerce, information services and other names registered, but there is no specific regulatory departments and laws and regulations.

In addition, the network loan appears the trend that develops under the line. Many companies are engaged in offline lending in the name of net loans, some of which have more than tens of billions of dollars, which, while comparable to small banks, lack regulation.

According to Xinhua