Each journalist Zhu Dandan came from Beijing
Yesterday (July 16), "Daily Economic News" reporter was informed that following the lenders, favorable nets, pat loans, the network loan platform love Money also announced the acquisition of 10 million yuan investment, the investor Shanda capital.
"This round of financing will be used for product development, strengthening the capacity building of wind control based on big data, further enhancing the security of the platform and improving the user experience and other fields, especially the developing Internet financial products with industry characteristics and big data. Love Money CEO Wang Jitao revealed.
Huiji financial CEO Hui Yi told reporters that one after another of the P2P running and fraud is only a temporary phenomenon, a healthy market will fix these shortcomings, but the biggest risk facing China P2P industry is not the possibility of running the platform, but Ubiquitous financing in the industry is "highly leveraged."
This year, a number of P2P platforms have been venture capital injection. Reporter combing found that only in June, beneficial network, micro-credit network, where network investment have access to huge amounts of financing. In addition, Huaguo Finance and Pterosaur loan will also be announced soon A round of financing news.
Yehhhhhhhh Fong, vice president of Shanda Capital also pointed out that the P2P industry is about to usher in the regulatory details, the overall industry reshuffle phase has begun. The company's investment team seen a number of domestic P2P companies, ranked top network loan platform have been examined. The reason why Shanda Capital will choose to love money, value is the business model and team.
"Daily Economic News" reporter noted that in the past two years, Shanda Capital in the field of Internet finance can be described as constant action has been invested in the case, including the net credit day eyes, money management website "Mr. Qian" and micro-credit network. Among them, the micro-credit network received a grand capitalist investment of 100 million yuan.
Talking about the logic of investing in P2P lending platform, Yeh Huafang pointed out that he is very optimistic about the development prospect of Internet finance and has been paying attention to the development of Internet finance industry. With the rapid development and application of Internet technology, Internet finance can help realize the ideal of inclusive finance. As an important part of Internet finance, P2B supports small, medium and micro-enterprises and serves the real economy, to some extent, to make up for the gaps in financial services and to further improve the financial system.
It is noteworthy that love Money also also disclosed an innovative Internet financial products - "entertainment gang", the first phase of the partnership has chosen Qian Peng Capital Management Co., Ltd., the two sides will be a series of film and television entertainment projects strategy Cooperation, with P2B way to do movie entertainment.
For the future development of P2P, Hui Yi believes that at present, many domestic P2P platforms place core components (such as loan resources and risk control) on the peripheral business partners. However, this model has great problems in the long run. Now all P2P platforms, in expanding their own size are pondering the establishment of their own business closed-loop.