Telecom arrears will become a credit "stain"

Jun Junhui correspondent Zhungli, The IT Times correspondent, has been brought into the business and personal integrity system after defaulting on bank loans, stealing electricity and failing to pay electricity bills, another message to the "Old Lai" plus a magic spell. Since October, malicious non-payment of communications costs not only to fine, but also for the first time will be counted into the credit system.　　Credit-poor borrowers, whether they apply for a mortgage or employment or other kinds of economic activity, may be affected by the stain. In recent years, Shanghai Telecom due to users of malicious fees (Shanghai Telecom sued) caused by the loss of business income of 10 million yuan. In order to prevent such incidents more effectively, October 28, Shanghai Credit Co., Ltd. and Shanghai Telecom signed a credit business cooperation agreement. According to the agreement, the malicious non-payment of communications costs will be "in credit, purchase, payment and other activities in the formation of bad credit information" into the Shanghai personal credit system.　　This means that this month, where a person or enterprise has been sued and sentenced by Shanghai Telecom, and the "Old Lai" who has not yet executed the court's judgment over the execution period, the relevant credit information will be provided to the system and affect future financial activities and daily life, and the information of malicious arrears is updated monthly. At present, the Shanghai personal credit system has more than 10.67 million people's personal credibility record. including personal basic identity information, commercial banks of various types of consumer credit applications and repayment records, credit card applications, overdraft and repayment records, mobile communication Agreement users of the payment records, utilities fees arrears record, Shanghai High Court economic disputes judgment record and insurance marketing agent's practice conduct record. All the Chinese and foreign banks in the city for more than 690 outlets in the processing of credit cards or mortgages before, all have to check the applicant's credit report, the individual can also through the credit company's three windows to check their own report.