UnionPay will push the QR code to pay

Morning News (Reporter Jiang Fan) Central Bank stopped two-dimensional code payment has been three months, although the central bank has not yet opened the gate release, but yesterday the market came a lot of money to be done QR code to pay the UnionPay project. Yesterday, CUP responded that CUP has already started to pay for the QR code and will start to roll out after compliance.

According to the relevant person, UnionPay's two-dimensional code payment system program consists of two parts: one is online and window scanning code payment, the second is offline scanning code payment; the latter attached to the UnionPay original offline receipt Layout system, used to replace the scan swipe card link. In the application scenario, UnionPay offline two-dimensional code payment with Alipay, TenPay scan code exactly the opposite process that consumers generate mobile banking terminal card information, those two-dimensional code, the merchant to scan the code to complete the funding information Deliver and complete payment.

China UnionPay technical expert Dr. Xu Jingwen introduction, CUP because there is a security risk that can not be eliminated because of technical conditions, so there is no commercial application. UnionPay is still continuing to conduct research and exploration on business, technology, standards and safety aspects in the joint industry. After researching solutions that are mature, feasible and safe and controllable and have been approved by the regulatory authorities and cooperative institutions , CUP will launch related products and services.

In fact, third-party payment companies such as Alipay and TenPay have launched two-dimensional code payments last year. However, at the beginning of this year, the central bank suspended the payment of two-dimensional codes on the pretext of "security." At that time, many people in the industry believed that the central bank may restart the two-dimensional code payment after the security system of the two-dimensional code payment is more perfect. However, until now the central bank has not yet expressed its position on this matter.