Bad Debts

Absrtact: Recently, Lu Jin was the first financial, Sina technology and other media reported that 250 million receivable overdue bad debts. Lu Jin's Ping An international commercial factoring (Tianjin) Co., Ltd. (hereinafter called Ping An Shangbao) accumulated nearly 400 million borrowings, including Shaanxi Gold recently, Lu Jin was the first financial, Sina technology and other media reported that 250 million overdue bad debts. Lu Jin's Ping An international commercial factoring (Tianjin) Co., Ltd. (hereinafter called Ping An Shangbao) has accumulated nearly 400 million borrowings, of which with Shaanxi Gold Ziyang Agricultural Technology Group Co., Ltd. 250 million ...

Shanghai, February 24 (Xinhua): China To prevent the history of massive bank bad debts repeat prepare to enter the marriage hall Chen Jun in the Nanjing Hexi Corridor fancy a house, but in the consultancy loan business he found that, although belonging to the first home purchase, but no bank is willing to give 70 percent interest rate concessions. The poor results of the stress tests on housing mortgage loans are important reasons why commercial banks are tightening their mortgages. The Shanghai Banking Regulatory Bureau's personal housing loan pressure test shows that, based on the September 30, 2009 data, in the case of a 10% decline in house prices, the bad rate is 2.6 times times the normal situation.

Under the attention of various industrial tycoons and chief financial institutions, the long-awaited private-sector banks have finally emerged. China Banking Regulatory Commission has formally approved the preparation of the three private banks to build applications, they are Tencent, a hundred industry sources, Founding sponsor of Shenzhen Qianhai Bank; Zhengtai, Huafeng sponsor Wenzhou Commercial Bank; North China, wheat The main sponsor of Tianjin Jincheng Bank. So far, this noisy more than a year of trial of the number of private banks finally have a more conclusive conclusion of the dispute. However, under the environment of interest rate liberalization, homogeneity of commercial banking business and rising concerns of bad debts, "local tyrants ...

In today's "Alipay Sharing Day", Ali small micro-finance Institute Dean Chen Dawei said, the current domestic peer-to-peer model is not mature, mainly in the high bad debt rate. 　　If the future Ali can be a peer-to-peer rate of bad debts within 1%, can try to do peer-to-peer. 　　But Chen Dawei also said his point of view is only from the perspective of neutral research, as to whether Ali will do, when to do, but also need the business layer to decide. Chen Dawei today on the topic of Internet finance, mainly introduced the third party payment, Peer-to-peer and public chip and other models of the development situation. For the present ...

Absrtact: Is the carrier channel a coal pit or a gold mine? Short-term billing for stand-alone games may be honey, for heavy games, it is a painful existence. And at the beginning of this year, mobile mm channel bad debt incident undoubtedly let the short line of billing short board carrier channel in the end is a coal pit or a gold mine? Short-term billing for stand-alone games may be honey, for heavy games, it is a painful existence. 　　And at the beginning of this year, mobile mm channel bad debt incident undoubtedly let the short charge short board on the front of the heavy online games ap are more uncomfortable. If you compare operators should ...

Absrtact: Recently, Lu Jin was the first financial, Sina technology and other media reported that 250 million receivable overdue bad debts. Lu Jin's Ping An international commercial factoring (Tianjin) Co., Ltd. (hereinafter called Ping An Shangbao) accumulated nearly 400 million borrowings, including Shaanxi Gold recently, Lu Jin was the first financial, Sina technology and other media reported that 250 million overdue bad debts. Lu Jin's Ping An international commercial factoring (Tianjin) Co., Ltd. (hereinafter called Ping An Shangbao) has accumulated nearly 400 million borrowings, of which with Shaanxi Gold Ziyang Agricultural Technology Group Co., Ltd. 250 million ...

Summary: According to the Hong Kong Media news agency, the letter is 800 million loans have been bad debts, the subject of the loan has been a number of lawsuits, the appropriate letter even if the application of asset preservation, it is difficult to recover all the arrears. According to people familiar with the matter, the letter seems to have fallen into a well-designed trap, with bad loans reported by the Hong Kong media agency, a 800 million loan has already been bad, and loan subjects have been sued, and it is difficult to recover all the arrears even if they apply for asset preservation. According to people familiar with the matter, the letter seems to fall into a well-designed "trap", the bad company itself is a shell company, due diligence in the bank running water ...

Recently the capital dominated the city, after the continuous adjustment of Hong Kong stocks, the market more worried about when the funds flow away. The chairman of the Hong Kong Association of Banks, Hkab, said yesterday that the balance of the banking system was still as high as $250 billion, while the overnight and 3-month interbank rate was still low and there was no indication of any flow of funds.　　He acknowledged that there had been a rise in the number of bankruptcies in Hong Kong, but that there had been no significant increase in the bad debts and that, despite the sharp rise in bad debts at the end of last year, the firm had now stabilised. According to "Big Public network" report, Hkab said the U.S. economic data is still uneven, although the property market has partially improved, but lost ...

Recently, the financial sector in two sharp contrast to the big event, one is the stock market, prev record 7-year high, optimists more think 2015 Prev can on the 5,100 points; on the one hand, emerging internet finance recently trouble, a number of Peer-to-peer giants are now huge bad debts, causing a public outcry. As two important channels for investment, is it normal for this to disappear? Stock market often represents a country economic barometer, deepen reform, "Internet" drive traditional enterprise transformation, this year the two countries cut GDP growth target, the government work report will "stabilize and perfect macroeconomic policy" as the first key work ...

Reporter Huang Huang reported in Shanghai after the full swing in the development, the P2P industry today, has been on the cusp. This is a no entry barrier, no regulation, no industry norms and self-discipline industry. Over the past year, the collapse of various P2P platforms, running roads and illegal fundraising events have been heard. But the other hand, a lot of capital is still beachhead in this ascendant field, whether it is VC, PE or industrial capital, have gearing up, trying Nuggets P2P industry. "As risk management does not address the current benefits of the timing and the lag of risk, the future certainly there will be a number of platform failures.

Xinhua Beijing, November 4, according to the Hong Kong Wen Wei Po, the international credit rating agency Fitch Fitch International Asia-Pacific sovereign rating Managing director Mike (James McCormack) pointed out that China's soaring property prices since this year, causing market concerns about the quality of bank assets, and the banking system is a weak part of the sovereign rating,　　Any country with a property bubble could lead to a decline in the quality of its banking system assets. reported that in the first 9 months of this year, China's banking sector new loans amounted to 8.67 trillion yuan, up from last year's annual increase of 75%, triggering a market for banks to generate bad debts worries. ...

Peer-to-peer industry to do now, simple model innovation has been difficult, but the new Peer-to-peer platform in Zhejiang has managed to play some tricks. To be precise, "grassroots investment" is not a peer-to-peer network loan, but an online transfer platform of creditor's rights. The traditional Peer-to-peer trading structure is "borrower-investor", while "grassroots investment" is "borrower-lender-investor". From the point of view of the user (investors), their money is not directly to the loan project, but first by the lender online delegation to the borrower, the user again through the on-line trading platform to buy the lender's hands ...

I have a legal perspective on personal views: 1. There will be a lot of people filing for bankruptcy protection after the creation of personal bankruptcy protection. Yes. And this is a phenomenon that should be encouraged in policy – otherwise "protection" would have little meaning. From the policy function of bankruptcy law, the protection debtor has a certain time to gasp and relieve the debt pressure after getting into financial predicament, it is one of the policy functions of the bankruptcy law to have the opportunity to reorganize its financial position and to think about the future (for individuals, including life planning, career choices, etc.) without being divided by creditors. But bankruptcy protection does not mean abuse of bankruptcy ...

I: The interest rate of the bank is 5%? My colleague New wisdom: 5% is also high. Me: Damn, what's the good interest rate of 12%? ... ... Well, yes, the above dialogue reflects me as a moonlight, month through users, plus a financial small white with me: "Bank interest rate is 5%?" "My colleague's new wisdom:" 5% is still high. "I:" Damn, that other people's favorable interest rate 12%? ...” ... Well, yes, the above dialogue reflects me as a moonlight, month through users, plus a ...

Now China's P2P industry with "two days of ice and snow" to describe is no longer suitable. On the one hand, P2P boss ran the news has not stopped; the other hand, there are a lot of people and money into the industry. From July 19 to July 20, the "2014 Shanghai New Financial Annual Meeting and Internet Finance Bund Summit" will be held in Shanghai. The venue was crowded with people. The corridor outside the "Big Data and Internet Credit Service" was crowded with audiences. From this we can know the fiery industry. And such a forum of academic atmosphere, the Internet finance, P2P industry is also a big difference ...

In recent years, the Internet is deeply changed to affect all walks of life, especially the closer the information technology, the less efficient industry changes more thoroughly. Finance is the lifeblood of the economy, its operational efficiency directly affects the optimal allocation of the entire social resources, and the financial industry is facing unprecedented technological changes, the major changes in business model, especially a personal to individual micro-credit transactions (referred to as Peer-to-peer Finance) the power of using the Internet is rapidly sweeping China. Peer-to-peer financial transformation of the traditional credit model Peer-to-peer concept originated from the Internet technology domain Peer-to-peer download, that is, the personal point of view under ...

Reporter Huang Huang reported in Shanghai after the full swing in the development, the P2P industry today, has been on the cusp. This is a no entry barrier, no regulation, no industry norms and self-discipline industry. Over the past year, the collapse of various P2P platforms, running roads and illegal fundraising events have been heard. But the other hand, a lot of capital is still beachhead in this ascendant field, whether it is VC, PE or industrial capital, have gearing up, trying Nuggets P2P industry. "Because risk management does not address the current nature of risk and the lag of risk, the future is certainly ...

Peer-to-peer companies to "the", the situation is still quite grim. On the one hand, the rapid rise in the stock market, so that peer-to-peer investors began to pull away from the funds turned into shareholders, because both are risk-oriented, overlap is very high. On the other hand, the borrower's default rate is also on the rise. There are reports that on December 2, there are love net loans, handle loans, poly-rong loan, Yi Yuan Loan, is the best create rich, Tengxingahua, June Mao Wealth, Jiang Cheng Loans 8 peer-to-peer Network loan platform burst out of the running, lost, or difficult to mention, or limit the problem. I always believe that peer-to-peer industry must undergo a big shuffle, ...

Is the operator channel a coal pit or a gold mine? Short-term billing for stand-alone games may be honey, for heavy games, it is a painful existence. 　　And at the beginning of this year, mobile mm channel bad debt incident undoubtedly let the short charge short board on the front of the heavy online games ap are more uncomfortable. 　　If you compare operators to app stores and other Android app stores, you'll find that they're like two worlds in top-game games, especially online games. In the operator channel, the game user usually means the small white: The culture level is not high, the income level is not high, the terminal level is not high. They...

After experiencing a violent development in full swing, the current P2P industry may already be on the cusp. At present, this is a non-regulated, non-admittance threshold, no industry norms and self-discipline industry. However, over the past year, there have been endless news on the collapse of various P2P platforms, runways and illegal fund-raising events. But on the other side, a lot of capital is still in the ascendant this beachhead, whether VC, PE or industrial capital, have gearing up to try in the P2P industry Nuggets. "Because risk management does not address the current nature of returns and the lag of risk, so in the future Ken ...