What Are Negative Points On A Mortgage

Wangfangyan, Liulanchang, Shin. April 23, the Bank of China announced that, according to the contract with the customer, in the interest rate adjustment when the maturity of the first set, two sets, three sets and above, the floating rate of mortgage rates adjusted to the benchmark rate of 0.85 times times, 1.1 times times and 1.2 times times respectively.　　This is the first bank in February to abolish mortgage 70 percent interest rate after another initiative. "The increase in the rate of mortgage loans is mainly due to the improvement of bank net spreads and the increase in bank earnings."　　BOC related Personage said April 26 to the reporter. Other banks are still on the sidelines. Construction Bank, ...

Xu Cochi Shanghai Youth Daily Mortgage Regulation in this week ushered in an upgraded version, but not the ultimate version. The central bank and the CBRC recently sacrificed "Sanbang", requiring banks to completely block three of mortgages, a down payment on first mortgages to at least 30%, and a ban on consumer loans for home purchases.　　But reporters yesterday from a number of commercial banks in Shanghai to understand that the mortgage control actually left behind the "recruit", including the consideration of direct interest rate, in case the price continues to rise in use. Avoid regulation into the "air conditioning", the property market in gold nine silver ten again heating up, the amount of price Zisheng let the previous six months of regulation into embarrassment, online also ...

Two sets of housing loans to determine the standard is mainly reflected in three points. First, the family unit. The first one is "to be determined by the number of households (including borrowers, spouses and minor children) who are actually in possession of the house." "According to people, or by family, the two are very disparity in tightness."　　Back in September 2007, "Two sets of mortgage" policy after the first introduction, in this regard, commercial banking practices, the industry debate, forced, three months after the central bank and the CBRC issued a "patch file", clearly defined as a home unit. Second, both "room" and "recognize" ...

The property market is becoming a difficult puzzle for all parties. In this round of property market regulation has been over three months, property prices have been loose all over the gateway, the media revealed that the information from the high-level, began in April to curb the rapid rise in prices of short-term regulation has been announced, the focus of property control began to shift to "home ownership of the housing" long-term regulation.　　The mutual corroboration is that the recent Beijing second-hand property prices quickly turn upward. However, yesterday's "first half of the national land market Dynamic Monitoring Analysis" Report still recommended that the second half to maintain the existing real estate control policy of continuity and stability, indeed ...

In view of "the property market regulation related policy may cancel", "three sets of mortgage to let go" and so on the real estate hot spot question, the housing construction ministry, the CBRC, the SASAC has carried on the rumor.　　The Ministry of Housing and Construction officials stressed that all localities will continue to unswervingly implement the "country 10" and related policies. The news in the stock market plate caused a strong shock, the real estate sector plunged 3.65%.　　In the policy implementation, CCTV survey found that the third set of housing loans in Hangzhou has never stopped, and in Chongqing, some banks to the second suite is still "credit no room." Stock market reaction real estate sector yesterday fell 3.65 ...

China's peaceful integration of its banking platform, the deep development of the achievements of the attention. August 24 Night, the deep development announced the results of the report, net profit rose 31% to 3 billion yuan. In terms of operating profit before the provision, the growth rate is 6.79%.　　Earnings per share of 0.98 yuan, an increase of 31%. Some brokers said that the reduction in reserve is the main reason for the growth of deep development profits.　　During the reporting period, the company's asset impairment was reduced by 55.26% per cent, and management responded, which resulted from the continued good stability of asset quality. At the same time, the first half of the ping ' an bank, which will be integrated with the deep development, has also achieved ...

"Two rooms" hold the Chinese creditor Bernanke on Capitol Hill testimony, said the "two houses" back to the root cause of the city, they worry about two times the bottom of the economy.　　The Chinese who hold a large number of "two-room" bonds will see more of the book assets in the future, and it is difficult to set up a case now.　　"Securities Market Weekly reporter Liao Zongkui" June 16, "Two rooms" announced the return of the city. In the face of the U.S. employment situation is not optimistic, the fiscal deficit is more and more serious, the Obama administration faced with the fragile property market, has no money to save the "two rooms", U.S. lawmakers even proposed to the "two rooms" in the liquidation ...

Bonds have just been downgraded to the http://www.aliyun.com/zixun/aggregation/6612.html "> China Branch Cloud Network (002306, the former closing price of 12.01 Yuan) again hit." Company announced October 14, the company on October 12 received the SFC investigation notice, because of alleged securities violations, the SFC decided to investigate the company. The company's shares and bonds have been suspended since October 13. China Branch Cloud Network at the same time disclosed, the company received Beijing certificate on October 10 ...

Lower house prices are inevitable new financing tools to reduce bank risk the Spanish foreign Bank (BBVA) Economic Research Institute and CITIC Bank Planning and Development department recently released the first China real Estate Watch report.　　The report said that despite the huge long-term investment potential in the Chinese residential property market, prices in the first-tier cities could be cut by about 20% in the short term because of the current sharp economic downturn and the varying degrees of overvaluation in major urban housing prices. Because of the real estate project financing and individual mortgage, the Bank loan fund has assumed the irreplaceable role at present, therefore also undertakes the higher risk correspondingly. ...

From May 13, 2010 to 14th, Premier Wen Jiabao went to Tianjin to investigate the current state of the economy, stressing that: "The current national economy continues to rise to a good, but the situation is still extremely complex, macro-control facing a lot of dilemma, we must calm observation, calm response, in-depth study of new situations, new problems , fully implement the policies and measures that have been put in place, adhere to the active fiscal policy and moderately loose monetary policy, grasp the direction, intensity and rhythm of macro-control, and maintain steady and rapid economic development. "What is the dilemma that Premier Wen put forward ...