Alipay balance treasure is what?

Balance Treasure Introduction

Balance Treasure is the latest release of the balance of Alipay value-added services, the money into the balance treasure can be a certain amount of income, is actually purchased a Yu Tianhong fund to provide the name "increase the treasure" of the money Fund. Balance treasure in the funds can also be used for online shopping consumption and transfer. Support Alipay account balance payment, Card fast payment (including cartoon) funds transferred. No handling fee is currently charged.

What conditions do you need to use the Balance treasure service?

The mainland residents of the People's Republic of China who have reached the age of 18 have completed the Alipay account authentication and binding fast payment. If the user has a real-name certification account (18 ID number), other accounts open balance treasure need to first associate certification.

What is the advantage of the balance treasure?

Balance Treasure Advantage is: the user into the balance of the funds can not only gain income, but also at any time to pay, very flexible and convenient. Let you make money to spend two not mistake.

What are the benefits and risks of the balance treasure?

Balance Treasure is Alipay for individual users launched through the balance of the fund to pay the service. Transfer funds to the balance treasure is to the fund companies and other institutions to purchase appropriate financial products. Balance treasure The first phase of Support Tianhong fund "add Li Bao" Monetary Fund. Monetary Fund is mainly used for investment in Treasury bonds, bank deposits and other security, stable returns of securities, 2012 domestic Monetary Fund 7th Annual return on average of about 3.8%. On the whole, as a kind of fund products, the Monetary Fund has the possibility of losing money theoretically, but the risk of income stability is very small from historical data. Welcome to the user after the evaluation experience, in the experience process, you can always operate real-time turn out, the operation process will not produce any fees

Balance PO transferred to the relevant instructions

1, balance treasure into support account balance, card fast payment (including cartoon) payment, do not support net silver, set cent treasure, red envelopes and so on to pay;
2, transfer to the quota point to view;
3, the transfer does not support the payment, support the use of Alipay account balance, card fast payment including cartoon combination payment;
4, transfer does not support the combined payment;
5, to create a successful order, but did not pay, you can find the order from the transaction to pay again, if more than 48 hours unpaid, the system automatically closes orders, does not support self-service closure;
6, after the transfer does not support refunds, can only be transferred out;
7, the balance treasure transfer after the need for the Fund's shares to enter into effect will start to calculate the proceeds, working days before 15:00, the second day of entry into force, the working day after 15:00 Point requires a third working day;
8, Balance Bao Support 7.1 version of the Payment Treasure Wallet active transfer. If the computer side creates a transfer order without payment, the 7.1 version of the Alipay wallet can be paid for.
9, the balance treasure transferred after the total holding not more than 1 million, if the existing balance treasure amount of more than 1 million users do not affect.

Is there a charge for using the balance treasure?

Alipay does not currently charge any fees.

Balance Treasure Revenue Introduction

please click the following table to see the time you have been transferred, in contrast to the payment of the Treasure Account revenue display time ( special Note: If you are in Friday after 15:00 into the balance treasure, please login in Wednesday to pay Treasure Account query proceeds )

Transfer time	First accrual display time
Thursday 15:00~ Friday 15:00	Next Tuesday
Friday 15:00~ Next Monday 15:00	Next Wednesday
Monday 15:00~ Tuesday 15:00	Thursday
Tuesday 15:00~ Wednesday 15:00	Friday
Wednesday 15:00~ Thursday 15:00	Saturday

The funds you transfer to the balance treasure in the second business day by the fund company's share confirmation, the confirmed share will begin to calculate the proceeds, the proceeds are counted into your balance treasure funds, please check the profit after 15 o'clock the second day after the share confirmation .
Note: The funds transferred after 15:00 will be postponed for 1 working days to confirm. Weekends and national statutory holidays, the fund company does not carry out share confirmation.
For example: the funds transferred after 15:00 Thursday, the fund company to complete the share confirmation in Monday.

Income calculation:(Balance Treasure Funds/10000) x day of the fund company announced every million income. Click here to view balance treasure transfer Limit

Click here to calculate the balance treasure yesterday , as shown below: