Analysis of Alipay APP Zhima Credit score improvement methods

I will give you a detailed explanation of the Sesame Credit score improvement methods for Alipay software users.

Method sharing:

1. First, open Alipay and find the Sesame Credit score window. We can find our current Sesame credit score. The more Zhima Credit points, the higher the overdraft quota. For example, when I activate Zhima, there will be a 10000 overdraft quota.

 

 

 

 

2. Generally, there are five main factors that affect your Sesame credit score. One is identity traits, a wealth of real learning or professional experience information, and your real-name consumption behavior. To put it simply, you can use the real-name consumption of your own train tickets, air tickets, etc. you purchased through Alipay to increase your Sesame credit score.

 

 

3. Second, behavioral preferences. That is to say, the higher the frequency of shopping, payment, and transfer, the more favorable the Sesame credit score is. Especially in terms of the transfer of incoming and outgoing accounts, the more funds you use in your accounts, the more transfers you make, and the higher the Sesame credit score.

 

 

4. 3. Networking: The more Alipay users or friends you add to your Alipay account who have transferred records with you, the better your Sesame credit score will be, so we can add more friends as appropriate.

 

 

5. The fourth is credit history, which is some of your past performance records. If your performance records are rich, you can increase your credit score, your failure to fulfill your contract on time will have a negative impact. You can also add credit points through some usual credit behaviors. For example, you can use the three or four days before the repayment date.

 

 

6. The fifth is performance. You can evaluate your performance based on your various asset information, such as Alipay, Yu'E Bao deposits, credit card binding, bank card deposits, and the number of incoming bills.

 

 

7. In addition, improve your information, complete your academic qualifications, vehicle information, and organization information, bind your linkendln account, bind a credit card, and donate more money, the multi-application life service window can help increase the credit score to a certain extent.

 

 

 

 

8. Remember not to fly the plane after making an appointment with a driver in Alipay, do not never send red packets, do not change the binding host frequently, and do not give negative feedback frequently.

Well, the above information is the detailed Zhima Credit score improvement method provided by Alibaba Cloud for users of this software, you can see the software users here. I believe that you are now very clear about the improvement method, so all of you will go and follow the tips above to improve your Sesame Credit.