Bank NFC mobile payment of open card, card management, personalized management (learning)

Bank NFC mobile payment solutions based on SWP SD or SWP SIM are designed to

1. Open the card, how to initialize the card application, the magnetic stripe bank card account data written to the Sd/sim card

2. Personalized management, how to recharge your wallet

3. Card: How to cancel Card

Two types of card management solutions:

1. Use of special equipment: In a number of bank sub-branches on the cabinet surface, the addition of a special Sd/sim card reading and writing equipment, the card to read and write data

The problem is that the cost is too high

2. Using TSM for OTA air management: Today, China Mobile/UnionPay should have only a test system and no actual operational system.

Reference: Card trader Gemalto Gemalto's TSM management system