Bind Apple Pay always show how to resolve in activation

Many friends in the binding Apple Pay bank card or credit card, all the steps are no problem, even the bank's confirmation message received, but is prompted "activation ..." The following figure:

How do you solve this approach? Many people say it's OK to reset Apple Watch back to factory settings.

One problem here is that the IPhone will automatically recognize the card number and the name when it is filmed, and some can also recognize the expiration date. The problem is the name identified here, usually in English, because the card is printed in English, if so, then most likely become "active ..." status, here in the identification after the name and card number, Please manually change to Chinese name can be successful! User Test No problem!

Have a netizen to test, binding ABC Bank's card, in English name 100% is active, even if receive a message or not, but to Chinese name, seconds ~