China Financial integrated circuit (IC) card specification remarks

Learn the PBOC debit and credit application terminal standard documents and explain the terms.

 

Application
Application protocols and related datasets between cards and terminals.

Command
A message sent from a terminal to an IC card. The message initiates an operation or requests a response.

Ciphertext cryptogram
The result of the encryption operation.

Financial transaction
Messages generated between the card holder, the card issuer, the merchant, and the receiving bank due to the exchange of goods or services between the card holder and the Merchant
Interest exchange, fund liquidation, and settlement.

Integrated circuit (IC)
Electronic devices with processing and/or storage functions.

Integrated circuit card (IC card) integrated circuit (s) card (ICC)
An internal card that encapsulates one or more integrated circuits for processing and storage.

Interface device
The part of the IC card inserted on the terminal, including the mechanical and electrical parts.

Issuer behavior code issuer action code
The issuer selects the action based on the content of TVR.

Magnetic Stripe magstripe
The entry that includes the magnetic encoding information.

Payment system environment
When a payment system application that meets JR/T 0025 is selected, or the directory definition file (DDF) used for payment system application purposes is selected
The logical condition set established in the IC card.

Response
The packets sent to the terminal after the IC card processes the received command packets.

Script
The sequence of commands or commands sent by the issuing bank to the terminal. The objective is to continuously input commands to the IC card.

Terminal
A device installed at a trading point and used together with an IC card to complete financial transactions. It should include interface devices or other parts
Parts and interfaces (such as communication with the host ).

Terminal behavior code terminal action code
The action selected by the receiving row based on the content of TVR.

 

The following symbols and abbreviations apply to this section of JR/T 0025.
Application Authentication Cryptogram)
Application Cryptogram)
Application Definition File)
Application Elementary File)
Application File Locator)
Application Identifier)
Application Interchange Profile)
Authorization Response ciphertext (Authorization Response Cryptogram)
ARQC Authorization Request ciphertext (Authorization Request Cryptogram)
Application Transaction Counter)
ATM Automated Teller Machine)
Application Usage Control)
Basic Encoding Rules)
CA Authority)
Card Authentication Method)
CDA composite Dynamic Data Authentication/Application ciphertext Generation (Combined DDA/AC Generation)
CDOL Card Risk Management Data Object List (Card Rish Management Data Object List)
CID ciphertext Information Data (Cryptogram Information Data)
Compressed Numeric)
CVM Cardholder Verification Method (Cardholder Verification Method)
CVR Card Verification result (Card Verification Results)
Dynamic Data Authentication (DDA)
DDF Directory Definition File)
DDOL Dynamic Data Authentication Data Object List (Dynamic Data Authentication Data Object List)
Dedicated File)
DOL Data Object List)
Elementary File)
EMV Europay, MasterCard, and VISA
FCI File Control Information)
Get Processing Options)
IAC Issuer behavior Code (Issuer Action Code)
IC Integrated Circuit (Integrated Circuit)
M required (Mandatory)
N Numeric (Numeric)
Optional (Optional)
P1 Parameter 1 (Parameter 1)
P2 Parameter 2 (Parameter 2)
PAN Primary Account (Primary Account Number)
Public Key Infrastructure (PKI)
PIN Personal Identification Number)
Proprietary Application Identifier Extension)
RFU Reserved (Reserved for Future Use)
Registered Application Provider Identifier)
Static Application Data Signed by SAD (Signed Static Application Data)
Static Data Authentication (SDA)
SFI Short File Identifier (Short File Identifier)
SW1 Status Word 1 (Status Word One)
SW2 Status Word 2 (Status Word Two)
TAC Terminal behavior Code (Terminal Action Code)
Transaction Certificate)
Transaction Certificate Data Object List)
TLV Tag, Length, Value (Tag Length Value)
Transaction Status Information)
TVR Terminal Verification result (Terminal Verification Results)