China UnionPay has released the "11" Golden Week card notice

The Golden Week of the "11" is approaching. As Card swiping is increasingly becoming the consuming habit of the masses, Card swiping consumption in various regions is expected to experience new peaks. In order to let the majority of cardholders understand the consumption and enjoy Card swiping, China UnionPay today released a Warm Reminder, so that the cardholders can enjoy the happy life of card swiping during the holidays.

Tip 1: holiday card swipe benefits

According to China UnionPay, credit card consumption has four advantages over cash consumption-safety, convenience, hygiene and benefits. Bank Card in hand, we can not only avoid the trouble of queuing, withdrawal, banknote, but also can effectively protect the security of property, more can avoid contamination of coins on bacteria. In addition, around the "11", card issuers and China UnionPay launched discounts, Lottery draws, gifts, and other card swipe promotion activities to bring more fun to long holidays.

Tip 2: pay-as-you-go multi-use cards

If you plan to bring your money back home during the "11" holiday, in order to ensure the safety and convenience of your trip, China UnionPay experts suggest that the remaining money can be included in your bank card in advance in addition to your pocket money, go home and swipe your card to purchase and withdraw money.

It is reported that, under the leadership of the People's Bank of China, with the joint efforts of China UnionPay and commercial banks and professional institutions, the domestic bank card handling environment is constantly improved: not only can bank cards be widely used in large and medium-sized cities and provincial capitals such as Beijing, Shanghai, and suishen, but the card usage environment in the majority of second-and third-tier cities in China has also been significantly improved, even more than 60 thousand rural financial outlets in rural credit cooperatives and postal savings banks in China and below can withdraw money using overseas bank cards, this allows the majority of migrant farmers to enjoy the convenience of "earning money from work places and withdrawing money at home" Through UnionPay cards.

Tip 3: cards used outside China go through the UnionPay Network

During the "11" period, the overseas travel cardholder can remind the cashier to prioritize the UnionPay channel when activating the UnionPay card to accept business. This not only can the local currency and RMB Exchange and RMB consumption be realized directly, RMB repayment reduces the exchange rate risk of currency conversion for multiple times, and saves the total price of goods between 1% and 2%. Considering the strong purchasing power of Chinese tourists outside China, the price difference is usually as high as several hundred or even thousands of yuan.

In order to meet the growing demand for overseas business, tourism, and learning card payment, China UnionPay is actively expanding the UnionPay Card international acceptance network and striving to "where the Chinese people go and where the UnionPay card is used ". Up to now, UnionPay cards can be withdrawn from ATM machines in nearly 50 countries and regions outside China, and POS machines in 27 countries and regions can be swiped for consumption. In Hong Kong, Macao and Singapore, UnionPay cards have become the preferred brand for Chinese overseas card use.

Tip 4: Quota knowledge is indispensable

The Daily withdrawal of domestic ATM machines is limited to 20 thousand yuan, while the daily withdrawal of overseas ATM machines is limited to 10000 yuan equivalent foreign currency (note: the quota of some commercial banks is still 5000 yuan, please call the issuing bank for confirmation ). During the 11th period, the opening time of banking outlets is generally reduced. If you need a large amount of cash, please try to get it before the festival to avoid inconvenience. Credit card holders with travel or bulk consumption plans, it is best to call the issuing bank to confirm that the credit card quota is sufficient.

Tip 5: password protection is important

For better security, China UnionPay reminds you not to use a simple combination of numbers or my birthday and other information as the bank card password, not to write the password on the back of the bank card, but to separate the ID card and bank card; when you enter your bank card password, be careful to block it with your body and hands to prevent unauthorized users from spying. No one, including bank or UnionPay staff, has the right to ask for a password from you.

Tip 6: The ATM operation is abnormal.

If an ATM is suspected of being transformed or a stranger is suspicious, do not use it. If necessary, call the issuing bank service hotline and 110 for help; in case of problems such as card swallowing and cash withdrawal failure, you can promptly call the unified customer service phone number of the issuing bank and the customer service phone number provided by the ATM display screen, or seek help at the Bank's business outlets, do not call the phone number posted outside the ATM or notified by strangers.

Tip 7: caution when calling an unknown phone number

The cardholder should guard against bank card fraud activities by means of phone winning notifications, mobile phone text messages, and remote Card swiping notifications; be highly cautious about any calls requiring transfers and passwords; if you have any questions, call the service hotline of the issuing bank. Do not trust the "hotline" provided by unknown text messages or strangers ".

Tip 8: pay online with caution

When using online payment, make sure that your computer is not infected with viruses, and try not to use online banking in public places (such as Internet cafes, you must immediately exit the online banking page and clear relevant information. Do not leave a card number or other information in the computer in public places. Do not click a suspicious link and try to manually enter the correct website address to log on to a valid website, conduct online transactions on websites of well-known companies with good reputation.

Tip 9: Card credit needs to be cherished

With the gradual establishment of China's credit information collection and query system, credit card information has become an important source of credit information for cardholders. A good credit record will bring a lot of convenience for personal work and life. On the contrary, once the cardholder forgets to repay the credit card and fails to reach the "minimum repayment amount", it may be recorded in the bank credit record, affecting the future handling of other credit services of the cardholder. Therefore, if the cardholder returns "11", remember to check the credit card bill, or take the initiative to settle the overdraft amount of the account, so as not to exceed the last repayment date, resulting in money and credit loss. Special attention should be paid to the fact that some credit card payment due dates are during the "11" holiday, and it is best for the majority of cardholders to make arrangements for repayment before the holiday to avoid delay.

In addition to the repayment methods introduced by banks, China UnionPay also launched a variety of online payment methods, such as credit card repayment, telephone repayment, and convenience store repayment, to facilitate the timely repayment of cardholders.

Tip 10: Keep in mind that the hotline is secure

In case of bank card usage problems, please contact the issuing bank or UnionPay 24-hour customer service hotline 95516 in a timely manner. The ATM display screen, bank card surface, and 114 check number are all good ways to get the bank service phone number, do not trust the service numbers posted outside the ATM or notified by strangers. During the "11" Golden Week, China UnionPay 95516 will continue to provide the cardholder inquiry service around the clock.

Unified Customer Service Hotline for major bank cards nationwide

UnionPay anti-fraud service center 95516*1

ICBC 95588 Agricultural Bank 95599 Bank of China 95566

China Construction Bank 95533 Bank of Communications 95559 Industrial Bank 95561

China Merchants Bank 95555 Everbright Bank 95595 Minsheng Bank 95568

Shenzhen Development Bank 95501 Huaxia Bank 95577 China Citic Bank 95558

Pudong Development Bank 95528 Guangdong Development Bank 95508 Shanghai Bank 962888