Do people's credit apps have a high income?

Safety and security of People's credit

Strict borrower screening.

Strict safety control

Project tracking to repayment last second

Risk control

People's credit is committed to establishing a sustainable credit management Service platform and a strict whole-process risk control system to help lenders to effectively control risk.

Credit evaluation

After the borrower has made a loan application, the people's credit platform will use the Advanced credit evaluation and analysis technology to evaluate the borrower's basic data, and carry on the detailed and careful investigation to the borrower's credit through the online and offline effective channels to avoid the potential risk.

Risk Management

The people's credit platform carries out a detailed investigation and verification of the borrower's information, and makes a preliminary judgment and disposal of the risks that may occur. Timely interview during the loan, to understand the borrower's borrowing purposes and information authenticity, effectiveness. After the loan to the failure to repay the customer through the SMS, telephone and other means of effective collection, the repayment of its credit records in the record, and the relevant disclosure according to the authorization.

Policies and regulations

Legality of the People's credit

The 23rd chapter of the Contract law, "intermediary contract", expressly stipulates that the intermediary to provide the intermediary services to enter into a contract, to facilitate the establishment of the contract, can be charged to the entrusted party with the corresponding remuneration. Therefore, the existence of loan service agencies and the collection of service charges are in accordance with the provisions of the law and protected by law.

People's credit is neither deposit nor lending, as a network credit management and loan service intermediary agencies, its business scope and operating activities in full compliance with the relevant laws and national policy provisions. Under the guidance of national laws and related policies, the people's credit will provide high quality and efficient service for the vast number of borrowers and lenders.

How long does it take to account for the credit?

Under normal circumstances, the card issuing line in the receipt of the user submitted the application of the next day to deal with the specific arrival of money to the user's bank card time depends on the speed of the bank processing and the date of the application queue. Generally, the processing time is within one day, the funds will be within 1-2 days to reach the customer account.

Please be sure to submit your application before 16:00 per working day, and the application submitted after 16:00 of the working day will not be processed in time. Large sums of money can be directly linked to the financial site.

How much does it cost to bring in the credit?

November 2015 20 fee adjustment, user recharge but not lent, the amount of <=1000 yuan, the proposed processing fee from the original 5 yuan/pen down to 3 yuan/pen, the amount of money >1000 yuan, the processing fee for the amount of 0.5%, the user recharge has been lent, the handling fee is 3 yuan/ Pen. No more than 100,000 of the present amount, not more than 1 million on the same day.

(Note: The sum of the amount of >=100000, the actual time to the account to pay the bank feedback of the time)

What is the limit on the amount of people's credit?

The present handling fee is charged by a third party and will be deducted from your present amount directly. The amount of money to be submitted by the lender is no more than 1 million yuan a day. The maximum amount of the sum is not more than 100,000 yuan, the minimum amount is not less than 5 yuan, the smallest monetary unit is "cent".

How to mention the people's credit

First you must pass the real-name certification to apply for the present

Click on "My Account"-"bring", enter the present account to set up the interface, correctly fill in the receipt of cash for the bank card number and account Bank branch name. The name of the bank card number must be consistent with the real name of the website account, and be submitted;

The credit of the people failed to mention what's going on

1, the account bank information is wrong

2. Wrong bank information

3, account number or user name is wrong

4. Abnormal account status

5, the account does not exist

6, the account does not exist or abnormal state

7. Wrong account type

8. Incorrect account number

9. Illegal account

10, the user name is wrong

11, the card number is illegal or does not exist

12, account has been sold households

13, the account does not pay a small account management fee

14, because the customer name does not match

How to use the cash coupon of the people's credit

December Novice Activity: December 1-December 31

How to get a lottery chance

Complete the registered real name to get the lottery opportunity once

December accumulated investment of 300 yuan to get lottery opportunity once

December accumulated investment of 1000 yuan to get lottery opportunity once

Beginner Benefits Lottery

Activity rules

December registered Real-name users can get 1 free lottery opportunities, the cumulative investment of 300 yuan can be awarded the 2nd Lottery Opportunity, the month accumulated investment of 1000 yuan can be awarded the 3rd lottery opportunities, up to 3 lottery opportunities; can invest target: novice standard, living yuan good, preferred standard, worry-free financial management;

The kind of prizes will be mailed to the user within 15 working days from the date of winning the award, and the customer service staff can confirm the mailing address by telephone, please keep the mobile phone unblocked;

Mobile phone flow from the date of award to the public Credit default mobile phone account in 3 business days; (Warm tip: 1, unicom users of the month the flow of more than 3 times, will not be able to recharge; 2, the virtual number segment (such as 170th segment) can not carry out traffic recharge. ）

Novice Exclusive, 20 Yuan Cash coupon investment 300 yuan 1 months and above preferred standard; 50 Yuan cash coupon investment 1000 yuan 1 months and above preferred or worry-free financial standard, 100 Yuan Cash coupon investment 3000 Yuan 1 months and above preferred or worry-free financial label, cash coupon is valid for 15 days, expired void.

Are the benefits of the people's Credit app high?

Public Credit different financial products have different years of income, but the benefits are very high OH

How about people's credit?

"Novice Benefits"
1, the Novice investment 15 days, the annual income of 15%;
2, million experience Jindafang send, investment stand hit golden eggs opportunity.
3, invite friends to take cash, as well as a big prize waiting for you to smoke.
"Multiple surprises."
1, demand Finance: 7%-11% income, with the transfer, Seconds Kill "Baby help";
2, worry-free financial management: automatic diversification of investment, 8%-11% income, the security of funds are guaranteed;
3, the optimal financial management: 50 Yuan ultra-low threshold starting to cast, 8%-13% income, high-quality claims quality benefits;
4, the kind of income: goods to take in advance, the benefits can be seen;
5, More choices: high-quality selection of funds, enjoy the points paradise.

Based on the foreign advanced Credit management concept and the credit status quo in China, the people's credit the use of O2O (from line to line) of the model, relying on the company's many cities throughout the country stores, professional letter audit team to the borrower's credit for effective investigation and audit, or with the offline strength and resources of strategic partnership, To effectively and professionally assess the borrower's credit, provide professional guarantee or mortgage-backed services; At the same time, the lenders ' funds can reduce the lender's investment risk by diversifying investment, providing professional financial planning and establishing risk margin. To ensure the safety of investors, at present, the people's credit to all the VIP lenders to provide the Fund principal and interest guarantee program.