E-commerce payment

With the development of Internet, China's e-commerce has entered a period of rapid development. Particularly in Beijing, Guangzhou, Shanghai, Hangzhou and other economically developed regions, e-commerce is developing rapidly. Along with the development of e-commerce, its payment methods have also become diversified.
The first is online bank payment. Currently, most banks support online payment. However, security issues come along with online payment. Online payment is easy for hackers and some people to steal accounts and passwords, because the Internet did not consider too many security issues at the beginning of its development, and now the internet security problem is serious. Although there are some IPSec encrypted transmission and password dogs, the most fundamental problem is that the user's awareness of prevention is very weak, so it is difficult to fundamentally prevent account and password theft. In addition, IPSec transmission or other transmission may also be damaged by hackers (although the required technology is relatively high, it is not impossible to implement it ). However, it is gratifying that all countries (including China) have recognized this serious problem and began to deploy the second-generation Interconnect Network. We believe that its security will be greatly improved.
The second is mobile payment. Compared with online payment by banks, mobile payment is more convenient and can be accepted by users. This is because it does not have to pay as many Password accounts as it does on the internet, nor does it need to use dongles. Security is just a problem for mobile phone operators. As a user, it is just a matter of value in mobile phones; in addition, the recipient will send the verification code when the mobile phone is paid. During the sending process, the possibility of being intercepted is very small (I think ). Mobile Payment has also been applied to our daily lives, such as QQ's various businesses and downloading pictures and color rings. However, it also has its disadvantages, that is, it is suitable for small payment, and if your cell phone is lost, it will face the danger of huge purchases by others.
I personally think that is another form of mobile payment. And it is not as popular as mobile phones, so I think the two types mentioned above will be the main ones in future payment. However, mobile payment needs to be actively promoted by mobile phone operators. Recently, mobile payment is being actively promoted in Shanghai!