Finance--

Consumption, investment, savings, each one.

that's why, from a financial point of view, the best financial assets and non-financial assets in the household asset allocation are 1:1 .

Now many fund companies are advocating that the pension benefits are too low, not cost-effective, you might as well take the money as a fund to set up, as your pension fund. Does it make sense to say that? Of course, the benefits of old-age insurance are indeed not high enough, but the fund will not be able to completely replace the endowment insurance? And not necessarily.

Because the fund does not have a default cost,

all only those who have a good understanding of the principle of the investment, the perseverance and patience of their own investments are very confident that the fund will be the way to prepare pension funds.

Social security, social security fee base is indeed very high, the money is the community pension is a monthly mandatory deduction.

The law stipulates that every business must pay social security for its employees.

A family trust established by the wealthy. This money does not give a chance to be blind.

The House is the most important, the most reliable endowment.

Insurance is the most complicated piece of money.

1, borrow urgently not to borrow the poor,

2, borrowing consumption does not borrow investment.

Due to face, no IOU?

First small family after everyone.

Do not know not to touch is the basic principle of financial management, whether it is stocks, funds, foreign exchange, gold, these financial investment, or do industrial investment, you can not put their own Mr. Gbagbo a brain into a you do not understand, a little investment experience also has no project.

To tell the truth, easy entrepreneurial opportunity has long been a preemptive, others have already got the initiator, you want to go in share, difficult? And the emerging markets where no one has yet to make a dent, and you're going to be the first pioneer, you're bound to face huge unknown risks and challenges, and it's not easy.

On the one hand, we feel the inconstancy, anymore,

Dual-core compounding engine

At most, the original Chinese New Year is ready to go round, now upgrade to a European ten countries tour.

A person who does not know how to restrain consumption and desires, no matter how much money he has, will be defeated by him sooner or later.

Four Gentlemen of financial management:

2, financial management June

Dava, cash flow and consumption planning;

Second baby, career planning;

Three Eva, investment planning;

Four Eva, insurance planning;

Five baby, home planning;

Six, children's education planning;

Seven Eva, retirement plan.

Tax planning, estate planning, immigration planning.

Do not compare with others, the comparison will not let you have a sense of happiness, but will only make you more anxiety. Do yourself well, and think clearly about the life you want to live, that's fine.

From the perspective of quantitative analysis of financial management, Li's proposal generally at least to take out your salary 10% to invest. Even if you now make 1500 yuan in one months, is a 24K pure cock silk,

The relationship between consumption and investment.

The Cock silk stratum, the working class generally does not buy the investment insurance is also the saving type insurance. But more or less to buy some consumer insurance. The more coverage, the higher the price, the higher the maximum protection, the more expensive the price,

If you put more money into your insurance, you'll spend less money on your investment, and your compound interest growth will be slower.

A house is a benign liability because you buy an asset and the car is a bad liability because the car is a consumer product and will depreciate. So standing in the perspective of a financial manager, I firmly oppose your loan to buy a car!

Finance--