Bank of China expert: seven tricks to deal with online bank thieves

With the popularization of network technology, more and more ordinary people begin to use virtual banks on the Internet to process personal assets, query, transfer, payment or transactions. However, network security has become a concern for many people. Bank of China experts warned that there are seven "tricks" for safe use of online banking ".

First, check the website

To activate the online banking function, you usually need to sign an agreement with the bank in advance. When logging on to an online bank, the customer should check whether the website that is logged on matches the legal website in the agreement, and guard against malicious imitation of the bank website by some criminals to defraud account information.

Second, properly select and keep passwords

Do not use passwords related to personal data, such as ID card numbers, birth dates, and phone numbers. We recommend that you use a mix of letters and numbers to increase the difficulty of password cracking. The password should be kept properly to avoid writing it on paper. Try to avoid using the same password in different systems. Otherwise, once the password is lost, the consequences will be unimaginable.

3. Make transaction records

The customer should keep records of transfers and payments handled by online banking, regularly View "historical transaction details", and regularly print online banking statement statements. In the event of abnormal transactions or accounting errors, contact the Bank immediately to avoid losses.

4. manage digital certificates

Online banking users should avoid using online banking on public computers, so as to prevent confidential information such as digital certificates from falling into the hands of others, so that the online identity recognition system is broken and the online account is stolen.

5. Be vigilant against exceptions

Taking the Bank of China Online Banking as an example, there will be no "system maintenance" prompt when the system runs stably. In case of a major event, the system must suspend the service, and the Bank of China will announce the customer in advance. If the customer enters the bank card number and password on the unfamiliar "Bank of China website" and encounters a prompt such as "system maintenance", he should immediately call the bank of china Customer Service Hotline 95566 for confirmation. In case of information theft, you should immediately modify the relevant transaction password or report the loss of your bank card.

6. install anti-virus software

Install firewall programs on your computer to prevent personal account information from being stolen by hackers. We recommend that you install anti-virus software and upgrade it frequently.

7. Block Software Vulnerabilities

To prevent others from using software vulnerabilities to steal data from computers, the customer should promptly update the software and download the patch.