In recent years, with the smooth promotion of China's financial system reform process, the size of commercial banks has become more and more large, the number of customers increasing, branches gradually increased, commercial banks authorized pressure also increased; the authority becomes unusually heavy, the waiting time of the teller business is prolonged, and the business processing efficiency is reduced. Faced with these conditions, banks need to increase the number of authorized personnel and equipment, resulting in increased operating costs, at the same time, the shortage of authorized personnel and business quality gap also increased business risk. Therefore, all business authorization management models have lagged behind the development of business.
Remote authorization processing mode is to keep the teller need to authorize the transaction screen and business document image, video, audio synchronization to remote authorized personnel, authorized personnel in their own terminal audit and completion of authorization, the fact proves that the remote authorization mode can improve the efficiency of business approval, can effectively prevent risks, A good solution to the current problems faced by commercial banks.
The use of centralized authorization, business processing and authorization is not carried out in a physical location, reducing the handling of teller and authorized personnel collusion, the opportunity to effectively avoid risks.
In the business process, the system will be the front-office details of the real-time transmission to authorized personnel, authorized personnel, supervisors can be the correctness of the transaction, integrity, authenticity of real-time monitoring and supervision, effectively improve the quality of supervision.
The remote authorization management system stores the details of each transaction in a process-based manner, guaranteeing the integrity and accuracy of the information.
As a result of centralized authorization, the system can improve the efficiency of authorization through the reasonable choice of the authorized staff, greatly shorten the processing time of the front office and improve the customer satisfaction.
The system is completely embedded module, take orders from the bank's business system to operate, authorized personnel authorized operations are running in the core system.
Bank Remote Image Authorization system solutions (Bank of China)