Credit card 3D Verification related information

The 3D Authentication Service is a credit card online payment security Verification service which is jointly launched by the bank and Visa and MasterCard International to protect bank Visa and MasterCard credit card customers online transaction, and to protect against online counterfeiting transactions (the authentication service used by Visa is called " Verified by VISA "VbV", the authentication service used by MasterCard is called "MasterCard SecureCode"). 3D Verification Service through the detection of personalized information, to ensure that your shopping site is authentic, through the re-verification of transaction password, fully protect your online shopping security. If the online store you are shopping for also joins this service, you can enjoy the security of your shopping with the 3D verification service in this transaction, now you just have to log in to your bank's credit card online banking and you are free to use the service immediately. I. Conditions of application: Bank Visa and MasterCard credit card holder; Second, applicable merchants: with "verified by VISA", "MasterCard SecureCode" logo of online merchants;

third, safety and security measures:

The 3D Authentication service includes two services: transaction password verification and personalized information verification.

1. Transaction Password verification means verifying your identity by using the transaction password you set at the time of your 3D verification registration to provide security for your use of credit cards on the Internet. When you make an online payment on any merchant website that participates in the 3D Authentication service, you must use the transaction password.

2. Personalized information verification refers to the personalized information that you set up to verify that the merchant website you are shopping for is a safe and reliable website authorized by the Bank to prevent you from entering credit card information on fraudulent websites. After you request a successful 3D authentication service, you can view and modify it on the bank's website.

Iv. Registration Process:

1. Login to the credit card bank Online banking;

2. Select "3D Authentication Service" To select the registered card type;

3. Go to the registration page and enter the credit card number;

4. Read the agreement and choose to agree;

5. Enter the authentication information;

6. Set up 3D transaction code and personalized information;

7. Registration is successful.

v. Use of the process:

1. Purchase goods or services on the merchant's website;

2. Enter the credit card number and validity period on the merchant's website;

3. Verify the registration personalized information on the 3D verification page;

A. The personalization information is incorrect and the website may be counterfeit if the transaction is stopped.

B. Personalized information is correct, enter the registration 3D verification Transaction Password and submit.

4. Verification is successful and payment transactions can be made.

six, the matters needing attention:

1. This service is only applicable to Visa, MasterCard credit card online payment.

2, please keep your transaction password properly.

3. Remember the personalized information you have set up to verify that the merchant website you are shopping for is a secure and reliable website that is authorized by the bank to prevent the disclosure of credit card information caused by you entering credit card information on fraudulent websites.

4, 3D Transaction verification password is locked please call the Bank 24-hour customer service hotline, by the customer service specialist to unlock you.

5, Forget 3D transaction verification password, please log in to the 3D verification page to re-apply for this service.