What is the product of paying treasure borrow Bai?
Borrow Bai "is the ant micro-loan of consumer credit products, sesame less than 600 of users have the opportunity to use personal consumption loans, according to the difference in scores, users can apply for a maximum of 50000 yuan of loans, the amount of the application can be transferred to the Alipay balance. "Borrow" the repayment maximum period is 12 months, the loan day interest rate is 0.045%, along with borrows.
Sesame points in more than 700 points, credit is excellent users can also apply for the opening of "good period of credit" (recruitment of financial products, and Alipay cooperation), the amount of 2000-10000 yuan, the loan period is divided into 3, 6, 12 months, can be repaid at any time, monthly interest, repayment of the month by day, the repayment method for the matching principal and interest.
In other words, if your sesame points in more than 700 points, can be paid from Alipay to 60,000 yuan RMB, your Sesame credit score is how much?
Pay treasure Borrow Bai how to open
1, first into the Alipay wallet, and then click on the lower right corner of the "wealth." Pull down and you can see the "borrow" option.
2, click to enter, select "Experience Now" can be opened.
3, after opening it will show you the current amount can be borrowed, click "I Want to loan", and then enter the relevant information can be a loan. Detailed use tutorial: Click to jump
Pay treasure Borrow Bai how to loan
To use the "borrow", first of all you have to make sure that your Sesame credit score is not less than 600, if it meets the conditions, just to upgrade their own Alipay wallet to the latest version, in the payment treasure purse "wealth" can be seen in the "Borrow Bai" function.
Click Enter and select "I Want a loan".
In the "Loan Amount" box, enter the required amount, and the system automatically accounts for the total annual interest and monthly payments.
Click to confirm, enter the payment password and SMS verification code, that is, complete the loan.
After testing, the entire lending process spent less than a minute, is very convenient.
Pay treasure Borrow Bai how to repay
In the same way, we first go to "borrow" here.
Then we can find the "repayment" in the upper right corner.
Repayment way, can choose installment repayment and advance repayment, below describes how to repay in advance. Check your personal consumption loan in the "loan record" and choose "prepayment".
The software will prompt the sum of repayment and interest, of course, the sooner the repayment the lower the interest.
Enter payment password and submit to show repayment success.