Fund tips: How to Determine fund earning and compensation

When you subscribe to a fund, all monetary funds except the Fund have a subscription fee, which is generally 1.5% of the subscription amount.

There is a redemption service fee at the time of redemption, generally 0.5% of the redemption amount;
You only need to remember the net worth of two units: the net worth of the fund unit on the day of purchase (recorded as x), and the net worth of the redemption day (recorded as y ); there are also the number of redeemed funds (recorded as n ).
Then the net profit = n * (y-x)-purchase service fee-Redemption Service Fee
Among them, the purchase service fee = number of copies * the net value of the purchase day * The purchase rate (for example, 1.5% );
Here, the redemption service fee = number of copies * the net value of the redemption day * the redemption rate (such as 0.5%)
We recommend a fund financial calculator provided by Sina. The total cost of the service fee is sufficient.
Http://finance.sina.com.cn/283/2005/0708/12.html

By the way: how to select a good fund?

To select a good fund, You must select a good fund management company! This is the first condition. When selecting a fund management company, I want to examine the following factors: first, let's take a look at whether the equity of the fund management company is stable. Since its establishment, the fund management company has always been honest and conscientious, all major media websites have news from various fund companies. All aspects of the media, including equity, past performance, and equity stability are very important. For example, some fund companies were doing very well at the time, but they were always in the process of acquiring it. In the course of equity changes, once it entered this state, its management includes its operations, in the future, the development plans of some companies may be affected, so that even if the performance in the current year is good, its performance may soon decline due to fluctuations, in addition, the decline was very fast. I think everyone should check the equity stability of the fund management company.
Integrity and due diligence can be seen from the media whether the company has performed any illegal operations in the past. If it is often punished by the China Securities Regulatory Commission, there are also some illegal operations, I don't think such a company can provide you with a security credibility guarantee. Everyone should be careful.
Secondly, choose a fund management company to view its management capabilities and performance. You can view the funds it managed in the past and what its performance looks like, the risks to be borne by me, whether these are matched, and whether the expected benefits are matched.
Looking at the risk control capabilities of fund management companies, the biggest problem for financial enterprises may be risks, if a company has a strong risk control capability, it can provide you with a success guarantee of over 50% of your investment.
Finally, you should take a look at the services provided by the fund management company, such as its customer service and materials, as well as the smooth communication between the financial management class and the customer, when you encounter problems, whether it can be solved in a timely manner is a reference factor. In addition to your own subjective judgment, you can now refer to the more professional rating agencies in the market, like the Deposit Fund data center and Galaxy Securities. These are currently more authoritative, and we will have rankings and scores for the funds they manage. After selecting a good fund management company, we need to select a good fund product. When selecting a product, fund factors depend on your own risk-bearing capacity. If you feel that your risk tolerance is not strong, I suggest you select a low-risk fund, such as a hybrid or bond type, if you feel that you want to gain higher benefits and be able to bear the risk, select a stock fund.