Graduation season, investment and financial management has "big pit", the new job needs to be vigilant

If the school is likened to a reservoir of talent, that 7 months is definitely a flood period, each year the number of countless graduates into the community into the workplace. As a new job, the hand just a little money, investment will become the majority of people's choice, but the investment risk, financial need to be cautious, can not make their own hard just earned money to hit the water drift, the following is to say that the workplace newcomer need to be wary of investment and financial management of the three big pits. 650) this.width=650; "src=" Http://s3.51cto.com/wyfs02/M02/6F/8E/wKiom1Wfj03yq_OyAACZkVYTRRA543.jpg "title=" Chinese yuan. jpg "alt=" wkiom1wfj03yq_oyaaczkvytrra543.jpg "/>

First, the stock

Recent thunder is the most prosperous than the stock market, the whole stock market than the roller coaster, from the beginning of the market soared to 5200 Point, then suddenly fell sharply, all the way below the 3400 Point, after the country shot, The stock market edged up, in the midst of ups and downs, someone laughed, someone jumped, and more people cried. The stock market to Money fast, many people in the school may have already had a into for the quick mind, just suffer from have no spare money, now graduate, pay hand, I am afraid a lot of people are eager to try. However, the stock market is really suitable for life can not guarantee the new job, careless, life is not, or be careful to survive the development of it, a stake deep like the sea, the stock market does not know before or not to jump for the good.

Second, the bank

Put money into the bank, safe and reliable, but want to rely on the interest rate to make a phone fee and other small money is not possible, it is possible that you have more than the savings, not believe in the interest rate and CPI comparison, June CIP growth 1.4%, while most of the bank's demand deposit rates are near 0.35% ,theCPI pulls bank interest rates a big cut, and the money is reduced in disguise in the bank. As a newcomer to the workplace, the salary is not high, less how to do, do not let wages hit the water drift.

Third,peer Management

p2p net credit this two-year high value, good earnings, relative to the stock market risk is low , once launched, was sought after, but recently it is also running continuously, the principal and interest is difficult to collect. But compared to the above two ways of financial management, this way of financial management at least has a certain degree of controllability, just need you to choose a secure platform, should be said if the platform selection is not a problem, this way of financial management for the new career is still a good choice. But do not covet seniors rate, because the use of the platform is to take seniors rate as bait, lure investment, platform run is p2p Span style= "font-family: ' The song Body '; > The net loan investment pit, avoids this big pit, this kind of financing way is still feasible, the most important is to strengthen the risk consciousness. p2p Now it's not a very mature time, Investment environment, risk awareness and investor education are all needed to be strengthened. Now many investors are relying on the network of third-party media or folk qq group, forum, etc. to obtain industry-related information. But so far there is no professional and systematic guidance for investors to refer to. The level of education of investors is uneven, some even the most basic common sense is not, are the follow-up investment.

Recently, Shanghai's well-known peer Management Platform Money (d.com.cn) in charge of this issue has the following views:peer The industry is in a rapid development period, in the platform to grow into a solid and solid tree in the process, investors should also grow together with the platform. Basic risk awareness is a must, to avoid stepping on the platform to do more in-depth inspection, with a sustainable platform is a huge potential.

Graduation season, the new entrants into the workplace, the first hand, to secure investment, careful choice, do not put too much energy on this, the most important job is to do the work, improve personal ability, raise salary to develop and earn money, investment and finance to choose the right way and method, the most important thing is to have the risk, not blindly follow suit, Good planning is the right way.

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Graduation season, investment and financial management has "big pit", the new job needs to be vigilant