HCE's huge impact on finance, transportation, communications, smart card industry Electronic Virtual smart card Android version4.4 NFC phone

HCE mode allows the software to simulate smart cards and generate electronic virtual smart cards .

HCE (host-based card Emulation) is an analog smart card software that exists as software in Android (for example: APK). HCE is characterized by analog intelligent IC Card (ISO 7816-4), can be used in finance, transportation, communications and other industry applications, HCE is a software simulation of the Intelligent IC card, so there will be aid, can simulate the function of the existing physical card.

Has a huge impact on industries such as finance, transportation, communications, and smart cards, just as the development of electronic information and Internet technology affects traditional media (paper newspapers, physical records, etc.).

HCE is an operating system based on the NFC phone and Android version4.4.

Industries that use cards as information carriers will be affected.

For example:

Banks can skip bank cards and reduce costs. E-bank cards are issued via the Bank Mobile client +HCE (NFC-enabled phone) mode. For non-card withdrawals will not be said, if the other must use the bank card, as long as the satisfaction:

1. Data networking;

2. Install the Bank Mobile client and log in;

3.HCE (NFC-enabled phone)

The above 3 conditions, generated an electronic virtual smart card .

You can use the mobile phone to brush ATM or counter way to complete the withdrawal, transfer and other cards can be completed by the bank card work.

Security is now considered, but the value of this approach is obvious as technology and ideas change. And if there is a new business, the bank only need to consider the software updates, for the regular login to update the mobile phone client users, update the software everyone has been familiar with, so for the mobile phone client's new business promotion costs almost no.

Traffic and communication can also be carried out in this way. For the industry that needs to buy smart cards, it is not possible to reduce Chen Ben, users do not need to worry about losing cards or the balance of the card is gone, no longer pay the card deposit. For the smart card industry, the impact is great.

So, when Google launched Android4.4 and HCE, caused a lot of industry repercussions, HCE great impact Ah, perhaps tomorrow you will be immersive!

HCE's huge impact on finance, transportation, communications, smart card industry Electronic Virtual smart card Android version4.4 NFC phone