How to transfer money

Several methods used: (the main purpose is to migrate money to small commercial banks)

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Method 1: more than 50 thousand

Credit credential and promissory notes

(No matter the amount is charged by RMB 5, the former is directly transferred, and the latter needs to be accepted by the receiving bank.

Yes .)

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Method 2: less than 50 thousand (small commercial bank cards)

Warehouse access

In addition to money collection by merchants

Access to other commercial banks is free of charge and is received in real time. Today, I tested it.

From industrial and commercial people to deep development, just rely on. From Shenzhen Development console to Everbright, real-time transfer to accounting. No fees. 1 W

A copy of the above ID card (copied from a bank) is required ). Not all the business departments of small commercial banks support warehouse communication,

The following is an attachment indicating the addresses of the supported business departments.

I did not test, non-deep development bank card transfer. Less money, directly saved in cash.

Shanghai UnionPay instructions

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In order to facilitate the deposit and withdrawal of cardholders, a commercial bank uses the china unionpay network

Provides interbank bank card business services. The Cardholder can complete cross-bank storage through the branch counter terminal of the participating bank

Payments, withdrawals, queries, and other transactions.

1. Counter deposits:

The applicant deposits cash into the transactions of the specified bank card account at the bank outlets of other "Contact" members. Storage

Each transaction has a minimum quota of 1 RMB, a maximum of 50,000 RMB, and an integer in the amount of deposits.

Password, mainly for card-holding transactions, and supports card-free transactions.

2. Warehouse withdrawal:

The applicant makes a card withdrawal transaction at the bank outlets of other member banks. Every withdrawal transaction limit

The minimum amount of RMB is 3,000 yuan, the maximum amount is 50,000 yuan, and the withdrawal amount is

An integer multiple of 100 yuan; Withdrawal transactions must

For card transactions, you must enter your personal ATM password. Withdrawal withdrawal is not supported.

3. Cabinet query:

The applicant is responsible for querying the account balance transactions at the bank outlets of other "Contact" members. Transaction query required

For card transactions, you must enter your personal ATM transaction password.

Attachment: Network Access Point of the Cabinet

Http://shbcs.chinaunionpay.com.cn/down? Attachid = 9283104 & 1 = 1 & ArticleID = 227187

3

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Method 3

Treasurer

This has not been tested yet. There should be a lot of people using the version.

Initially, t + 1 is used to handle stock market transactions. But it should also be one of the Wang Dao methods.

So the summary is:

1. Be afraid of trouble, not sensitive to t + 1, with a large amount of funds, and use the cash manager

2. Brick transactions, less than five bricks, and access to the Cabinet.

3. More than five bricks, debit creden。 or promissory notes.

If you store the funds in a small commercial bank that is free of charge, you can easily find the bank.