How to use millet loan for millet loan

How to apply for millet loan?

Open 1. How to open a loan
If you meet the requirements of the loan application, open the Millet Financial app and confirm the authorization information, you can see the millet loan quota.
If the information does not meet the conditions of credit, can be submitted real-name certification or open more services, will have the opportunity to obtain the loan amount.
Real-Name Certification 1. Set the payment password
In order to ensure the security of the account and funds, before the loan need to set the payment password, if the Millet purse has been set up to pay the password, you do not need to reset, millet finance and millet purse to pay the same password.
2. Bind the bank card
I need to enter the bank card number, name, ID card, the phone number reserved when opening an account. A bank card that is used as a loan and repayment card. Loans and repayments only support debit cards.
Supported by the banks are: Construction Bank, China Merchants Bank, ICBC, Agricultural Bank, BOC, Citic Bank, Societe Generale, Everbright Bank, Ping An bank, postal bank, Shanghai Bank, Pudong Hair Bank, Beijing bank.
Identity recognition
1. Intelligent recognition
According to the system prompts, the camera on the face of the system prompts the action, such as left and right turn, open mouth, blink and so on. The system will automatically identify the real identity.
2. Artificial identification
May be due to the shooting environment, photo quality problems, resulting in system audits do not pass. If the system identification does not pass, will be for the jump to manual identification, need to provide hand-held ID card photos and positive photo ID, our staff will be completed within 1 working days of the audit.
Loan 1. Application entrance
If the loan application conditions are met and through identification, you can apply for a loan through the "I Want a Loan" button on the home page.
2. Loan Amount
The system will be based on the comprehensive score, give a certain amount of credit. The minimum amount for a single loan is 100 Yuan, the highest available amount for the first page shown.
3. Loan Origination
The loan will be issued to a bank card with the selected binding of the millet finance, which is expected to be in 10 minutes, with reference to the time of bank transfer.
4. Loan Enquiry
Once the loan has been successful, click on the available amount to enter the Loan history query page. All loan listings and loan details can be queried on this page.

How to repay the millet loan?

1. Interest Calculation
The millet loan rate is calculated at 0.05% per day. Interest is calculated from the day the loan is issued and the repayment day is not paid.
If you already have the principal or interest overdue, the late part of the principal or interest of the overdue interest rate is 1.5 times times the normal loan rate, that is 0.075% per day.
2. Repayment Date
10th per month for millet loan repayment Day, your month 1-31 days to apply for successful loans, the month of October for the loan of the first repayment date, and so on, each loan up to 6 period. If you have more than one loan, the repayment date will be calculated on all the same day, that is, the repayment date of the amount should be.
3. Repayment method
The millet loan currently supports six-issue loans. The repayment method is the monthly interest, the expiration repayment. That is, the first 5 of the 6-period loan only needs to pay the interest accrued on the loan, and the last 1 period will cover the last one months ' interest and the loan principal.
4. Advance repayment
From the day after the success of the loan, you can pay ahead of time. The interest shall be calculated in the number of days used up to the date of repayment.
5. Payment due
On the day of the monthly repayment of 10th, you can return the current loan through the loan home page-The repayment button of the repayment plan.
6. Overdue
If you do not return the loan at the stipulated late repayment period, the penalty is calculated the following day. The penalty interest rate is 1.5 times times that of the loan interest rate, and it will affect your credit. Please be sure to repay the loan before maturity or recharge to the corresponding bank card, so as not to affect your credibility. If due to special reasons can not be repaid on time, please contact our customer service in advance to provide help.

How to open the millet loan?

1. How to open a loan
If you qualify for the loan application, open the Millet Financial app and confirm the authorization information, you can see the loan amount.
If your information does not meet our credit conditions, you can submit a real name certification or open more services, you will have the opportunity to obtain the loan amount.
Real name Certification
1. Set the payment password
In order to ensure that your account and money security, before the loan need to set the payment password, if you have set up in the Millet wallet payment password, you do not need to reset, millet finance and millet wallet payment password consistent.
2. Bind the bank card
You need to enter your own bank card number, name, ID card, the phone number reserved when opening the account. To bind your bank card as a loan and repayment of the bank card. Loans and repayments only support debit cards.
Supported by the banks are: Construction Bank, China Merchants Bank, ICBC, Agricultural Bank, BOC, Citic Bank, Societe Generale, Everbright Bank, Ping An bank, postal bank, Shanghai Bank, Pudong Hair Bank, Beijing bank.
Identity recognition
1. Intelligent recognition
According to the system prompts, the camera on the face of the system prompts the action, such as left and right turn, open mouth, blink and so on. The system will automatically recognize your true identity.
2. Artificial identification
May be due to your shooting environment, photo quality problems, resulting in system audits do not pass. If the system identification does not pass, will be for you to jump to manual identification, you need to provide hand-held ID card photos and positive photo ID, our staff will be completed within 1 working days of the audit.

How to increase the amount of millet loan

How can I increase the availability of my own loans? From the official micro-blog of millet Finance, users can work in the following areas:
1, long-term high-frequency use of millet mobile phone, the longer the time, the higher the frequency, then the probability of getting high degree is greater.
2, more Use the Millet loan page recommended services: Millet cloud services, millet wallet, millet finance and so on.
3, through the millet network or millet mall shopping consumption.
4, become the Millet community, MIUI Forum active users.
5, High-frequency use of the application of millet, such as: Millet life, read more reading, application shop, Security Center, personality theme.
6, maintain a good credit record, on time mortgage, car loans, credit cards, millet loans.
7, in the Millet financial app experience sweeping face function, show their beauty value.
summed up is in the millet more consumption, maintain active degree, the above specific proportion and focus is not clear, but these will certainly not let everyone clear, otherwise the "brush" amount.
In short, if you are interested to go to the MIUI forum to apply, it is reported that the application will end on September 17, 2015 20:00. As long as you submit millet ID, ID, name can participate in the application, the public test has 150 places. The official said no mortgage, with the loan, the daily interest rate, monthly coupon