Information about credit card debt rate

1, Bill day before the bill, the bill is 0, the corresponding card debt rate is 0

2, the calculation method of debt ratio related to the collation

<span style= "FONT-SIZE:12PX;" >http://bbs.creditcard.com.cn/thread-536511-1-1.html   <span id= "authorposton5509908" style= "Word-wrap: Break-word; Color:rgb (68, 68, 68); Font-family:tahoma, ' Microsoft Yahei ', SimSun; line-height:18px; " > Posted in 2014-8-30 14:14</span></span>

<span style= "FONT-SIZE:12PX;" > Things are like this, yesterday to the Industrial Bank Credit Card center to apply for cards, a familiar salesman to mention a sentence, said the approval of these days debt rate is not too high, or it will affect the new card approval. I answered my 25W quota, currently only used about 5W,</span>

<span style= "FONT-SIZE:12PX;" > Debt rate is not high. He told me that the bank's debt rate is not calculated in this way, but that it is based on all of your liabilities (including credit cards and loans)/(income * base), the base is a larger value, how much he can't remember. I also asked all the liabilities are reported by the letter of statistics to check, up to the last issue, I have not posted this issue has not been reported should not be found. His answer is that the debt rate is not calculated by the letter, but is real-time, the bank will look at the examination and approval, the impact of the approval is also affected, so I recommend that I approve this period to minimize the amount of arrears. I checked on the internet about this debt rate, not the authority of the calculation method, most of the Dealspot think is the credit card used quota/available quota, a few financial aspects of the introduction of the bank liability, indeed, according to the individual in the bank's package has arrears </span>

<span style= "FONT-SIZE:12PX;" The ratio of > to assets is a reference to the previous day's debt ratio, which is equivalent to real-time. </span>

http://bbs.51credit.com/thread-1573788-1-1.html   <span style= "Color:rgb (153, 153, 153); font-family: Microsoft ya black; line-height:32px; Text-align:center; " > by yin_game888 on 2013-9-1 11:06 edit </span> about credit limit total debt rate problem. Today just consulted the bank's friends, he said now the credit card debt rate in the People's bank check is timely, that is, how much you total debt, the total available amount is displayed in a timely manner. Want to

Debt rate high card do not come down friends have help, I am ready to borrow 300,000, get 50% of the debt rate. The rest of the bank is to be run at the beginning of next month.

Information about credit card debt rate