Is the balance treasure safe?

Taobao balance treasure is calculated once a day income, at present, the balance Treasure 7th annual return rate of 5.13%, per million yield of about: 1.344%. If you deposit 10000 yuan to the balance treasure, the daily income is about 1.34 yuan. In fact, the balance treasure is equivalent to arbitrage, the actual income than the Bank 5-year time deposit is higher!

Is the balance treasure risky?

Balance Treasure is actually Tianhong fund operation of the increase, investment varieties for the safest fund varieties-money fund, with high security, high liquidity, stable profitability, with "quasi-savings" characteristics.

From a security standpoint, because it is guaranteed by Alipay, the money is safe.

From an investment point of view, it is theoretically possible to lose money, but China's money market funds have been developed for 10 years, so far none of the money fund in a day of loss, of course, in certain cases also may be the principal loss.

Above all, high yield, low risk, this is the balance treasure can attract many users to put money into the secret, this is every day can see the benefit, and this income than the bank is not know how much. But small series also remind everyone, don't blindly put all the money into, after all, investment.