Jing Dong White white and pay the treasure flower chant that good jingdong white and pay the treasure flower chant contrast

Jing Dong White Stripes

BEIJING-East White Stripes refers to consumers in Beijing and east shopping can apply for the maximum of 15,000 yuan of personal loans to pay, and in 3-24 months instalments repayment. According to the Beijing-East online real-time evaluation of customer credit, white-line users can choose the longest 30 days deferred payment, or 3-24 monthly instalments and other two kinds of different consumption payment methods, the highest can obtain 15000 yuan credit limit. BEIJING East White-stripe application is very simple and quick. As long as you are an Jingdong user, have Jingdong account, a minute can complete the application and credit, do not need to have a credit card, which is a lot of people are puzzled point, jingdong White white and pay the same as the treasure flower, the equivalent of your credit card, no credit card friends, you are blessed.

There are two types of repayment, one is 30 days of interest-free deferred payment, there is another 3-24 months installment. The processing fee for installment payment is 0.5% per term. That is, the 3-period processing fee for the 0.5%x3=1.5%,6 period is 3%, the 12-phase handling fee is 6%. With the Beijing-East cooperation of China Merchants Bank installment of its 3, 6, 12 processing fees are 3%, 4.2% and 6% respectively. However, the Beijing-East White stripes in the promotion process fee hit 60 percent to 0.3%. Overdue users will pay the liquidated damages to Jingdong, at a rate of 0.03% per day.

Pay for the treasure flower Bai

1. What is the flower for?

You can use flowers in Taobao, cat shopping, in the confirmation receipt of the next month 10th repayment can be.

2, what is the consumption limit?

The amount of consumption is based on the overall situation of your online shopping, by the Ant micro-loan to provide the amount of online shopping. Flower Bai, day cat stage, the cat first try to buy, Taobao first use after paying service share a consumption line; You use any of these services, you will consume the consumption limit, after repayment, the consumption amount will be restored.

3. How to view the consumption quota? Which items can be bought with flowers?

You can log in to www.alipay.com to view the consumption limits. Cat and Taobao most of the merchant or merchandise support flower chant service. If you can see the flowers at the time of payment, please indicate the product support.

4, why I do not have the consumption quota?

Currently only some users are invited to experience the flower chant service.

Briefly introduced under the reporter's own use of Alipay credit situation: Taobao five Hearts buyers, V2 members, Cat T2 members, the first consumption occurred in 2010, up to now a total of 37664.02 yuan spent (sorry to drag the royal people's hind legs). Only invited some user experience "Flower Bai" only to me opened a 3000 yuan, compared to the Beijing-East White stripes out of 5000 yuan, ant micro-loan seems more conservative and cautious. If you think you are a small expert taobao (if there is also a hand ~), also welcome to quote your "flower chant" consumption limit.

Compared to the Beijing-East White Stripes, pay for the late launch of the treasure flower, but obviously set off the spray is even greater, in fact, this is not the point, we are concerned about is the end of the use of some? What is the difference between the two? The most important between them is probably one of the most concerned about the difference is that the overdue rates, spend more than Beijing East White White White five out of 10,000 higher, of course, there are other aspects of the difference, such as repayment date, consumption amount, repayment methods are different.