Learn to make money when you are young

I found that many of my friends had a conflict in their minds. They both had the passion to start a business and to worry about the miserable fate of failure! So many of my friends thought for a long time, and finally decided to wait again. In January, after January, after another year, the time went by, and the time was no longer enough. They were hard to extricate themselves from their work career, when we get married for the house, the economic shackles on our bodies are getting heavier and heavier, so we can't beat it any more. In the end, we had to stop working for a lifetime.

Wenzhou people in China claim to be the richest people in China. I have met several young friends in Wenzhou. When they are still in college, their ideas are different. Their favorite words are: "I 'd rather go to the floor, "or" I would rather earn only 1000 yuan a month to do business, rather than 3000 yuan a month to work ".
These ideas are believed to have been warned by their elders in their lives and become the principle of doing things in their hearts.

These principles are some ideas, which are very different from those in many other places. Even if there are similar choices, I guess many of my friends are the opposite of their choices.
However, this idea is very advanced. It is precisely this idea that Wenzhou people are different and become China's richest people.

"Train of Thought determines the way out "!!!

Many people have heard of this sentence, but they forget it in a twinkling of an eye, but the facts around me are always verifying this truth!
My college has a female student who is the only Wenzhou student in the class. She is ugly and has no learning skills. Her parents are from leather shoes factory, so she is more economical. Every time I take an exam in my class, I am in the middle of the class. I like to show off my money, so I am not chasing her, and my classmates look down on her.
However, this girl prefers to boast that she wants to buy a BMW car within five years after graduation and give her a wedding gift to her future husband. Others think she is whimsical and even more annoying.

However, this girl's behavior is different. If someone else is busy with passing level verification, learning to take an postgraduate entrance exam, and improving her knowledge reserve, she will be looking for a job in the future. What she does not like most is learning, my favorite thing is to place a stall at the school gate at night. From the small commodity market around me, I came in with some bad gadgets and sold them loudly, so I didn't make much money. Later I sold the sugar gourd myself, after not making any money, I bought another pressure cooker, crashed popcorn at night, and spent two yuan a pot. After graduation, I heard her say that she had earned nearly 20 thousand yuan for four years in college.

After graduation, she did not find a job and went directly to the Silk Street in Hangzhou. She opened a small facade with the help of her relatives. Three years later, she was said to have made a fortune, and she drove a Honda to attend the reunion. Five years ago, but many began to believe what she said about the promise of sending the carriage to her husband.

What are the examples of this reality?

This shows that this girl's philosophy is advanced. When someone else is taking a postgraduate entrance exam, she is studying and researching, but she looks for her business, and she does not want to go to work in the future, as a result, after a few years of graduation, it became a so-called successful person. In the college age, other students with higher overall quality than her did, either with a salary of 1000 or 2000 a month or just graduated from graduate school, looking for a job.

This is how different choices determine different fate and different ideas determine different ways of going!

This girl has a mediocre intelligence, a general character, and a long ugly person. But the only valuable thing is that she has advanced ideas. She is sure that she wants to start her own business and stick to her job as a master, all the Doctor's colleagues are promising. Let's look back at Wenzhou and Sichuan People in 1980s.

Both Wenzhou farmers and Sichuan farmers in 1980s were among the first to enter China. Wenzhou farmers sought to repair umbrellas, pens, iron pots, or resell some unused department stores.
Sichuan farmers go to Guangdong to work directly. In 1980s, people who dared to enter the game were brave people. In that age, information was not developed, and traffic was inconvenient. People were deeply afraid of the world outside.
Both Sichuan and Wenzhou have the courage and courage to make a fortune.

Over the past 29 years, Wenzhou farmers have become the richest people in China. They have mastered China's most advanced business skills. Their wealth can even allow their descendants to go abroad and go to Europe for business.
The first generation of migrant workers in Sichuan have withdrawn from the stage of history. Most of them continue to suffer from poverty in their hometown of Sichuan, and their younger generation follows the footprints of their fathers, we continue to flock to Guangzhou to accept the brutal exploitation of bosses and become the poorest people in our society.

What does this mean? Because of their parents' different choices, they not only affect themselves, but also affect their future generations! The hard work of Wenzhou farmers has helped them and their descendants completely get rid of poverty. The hard work of Sichuan farmers in exchange for the endless sorrow and poverty of their children and grandchildren.

The train of thought decides the way out and is verified again!

An economist came out of Zhejiang. He summed up the working philosophy of Zhejiang People: "I am a startup wolf, not a working dog." Of course, this is an extreme saying, many working friends are not willing to listen, but let's think about it carefully. This old man's words are a bit reasonable.

In order to seek freedom, the wolf prefers to have an independent personality and freedom of mind. He runs on the prairie every day, hunting cattle and sheep, enjoying all the delicious food provided by nature as much as possible, and then lie on the grass after eating, do not want anything, enjoy the sunshine and free air. They are the masters of the grassland, and they have dignity.
But when the cold comes, they must learn to resist the cold of the blizzard, learn to search for prey under the thick snow pile, often endure the pain of hunger, always worried that they are frozen to death. One half of a wolf's life is sea water, and the other half is flame.

The opposite is true of a dog's life. In normal times, a dog can only eat the rest of the dog's life. The dog's life is guaranteed because the dog is not free and has no dignity, although I have never eaten any delicious food, I don't worry about ELE. Me getting frozen when winter comes. I have my host's shelter. The dogs are grateful to Dai de and swear that they will continue to serve their masters for the rest of their lives, most of the dogs do not dare to speak, because obedience and tame are a symbol of the dogs.
It is the tag of the dogs. For a stable rice bowl and a fixed rations, everything is recognized!

If we compare people in real life, it is estimated that most of us live a dog's life, which is stable and comfortable, but we will never have enough to eat. We want to leave the dog's nest in our house, but we lack the courage to take a boat!

I feel that in reality, most of the career choices of young people are working dogs, rather than entrepreneurial wolves. A lot of friends may say, where do students who just leave school have capital and experience to start a business? The best choice is to work in the company for several years, reserve some experience and funds, and then start your own business if you have a chance after several years.

In fact, this idea proves very wrong. After a college student organization has been working for several years, it will not only fail to earn the money required to start a business, but also fail to learn the experience and skills required to start a business.
What I learned during my work career is basically useless to start a business. Because they have different perspectives, different ways of thinking, and different experiences, I can only say that, after working for a few years, the only thing you get to improve is the technical skills of working, and the only thing you need to do for entrepreneurship is technical skills.

What's even more terrible is that after a few years of working, young people will lose their passion for entrepreneurship and the courage to get started and never fear tigers. They will become more and more immersed in the hard work of the Organization, and the idea of starting a business can only be left in the bottom of my heart forever, it becomes a permanent regret.
When I got dismissed from my boss over 40 years old, I regret that I didn't start my own business 20 years ago!

So what is the demand for entrepreneurial Wolf?

My answer is: as long as you have the idea of starting a business Wolf, even if you only have 100 yuan in your pocket, you can start a business as usual!

How much money did the first generation of Wenzhou people come out of their business pockets? It's not the first money I made by changing eggs for iron pots. You only have 100 yuan in your pocket. You can set up a stall on the street at least. You can sell socks and gloves in winter or pineapple in summer. You can have a barbecue if you have enough funds. Anyway, if you have less money, you can start your own business. What's the key?
Working and entrepreneurial life must be different.
After a long period of time, the personality of the migrant workers will be significantly different from that of the entrepreneurs.
We asked ourselves, from time to time, our friends who have been working for a long time feel more affected and lost. They are afraid of the unfamiliar world and the danger of unemployment, and their hearts become more and more sensitive and fragile.
The mentality is not only gradually exhausted and lazy, but the whole person is not arrogant and energetic, so he has to comfort himself with contentment and happiness, indifferent to fame and fortune.
However, life is becoming more and more mediocre, the family's economic burden is getting heavier and heavier, and the education of houses and children is increasingly becoming the economic ropes around their necks, I had to adjust my mindset and gradually adapt myself to the positioning of small crawlers in the city. I was a mediocre person. Why bother me? Making a fortune is a matter of other people's lives.
The first thing to fear is to hear the news about the company's poor performance and the need for layoffs. The most important thing is to have a good relationship with the leaders, and insist on learning to compliment and greet others.
After all, the job is in the hands of the leaders or bosses. If you want to get rid of it, you have to get rid of it.
The second thing we fear most is that we see an increasing age, but our work skills have not been improved. Even though we are getting more and more employees by seniority, however, looking at the new young college students, the boss's beating ears sounded like a little bit of salary, and they saw that the young people had less to eat, the older you old revolutions, the worse you will be.
It's no wonder that the result of working life is that the older and the more devalued, especially in the 40-50 age group, is simply the most miserable stage of the career, and the moment is on the verge of an abyss, like a trip to the ground, often laid-off and unemployed.
Some people say that the past 10 years are the peak periods for blue-collar workers to be laid off. the next 10-20 years will be the peak periods for white-collar workers. Do you think you have been an elite university?
The society is constantly improving. Your knowledge structure, physical fitness, and career philosophy have long been inferior to those of college students who have just graduated. The boss is realistic, and he must be the first to cut white-collar workers of 40 to 50 age groups in the event of crisis.
So now you have a stable job. You think it is safe. In fact, when you press a time bomb around you, it will explode more than 10 years later, the pain and cost of your unemployment at that time may be 100 times more cruel than today.
So what are the characteristics of entrepreneurs?
I have a close friend who is already a billionaire. He is 39 years old. It turned out to be a retired soldier. Later, the professional entered a state-owned unit and he was always angry at the beginning. He immediately resigned and chose to go to the sea.
Ten years later, my family had over million RMB. During the Spring Festival, when our relatives gathered, He told me: "XX, you have the highest degree in our family, and you are teaching at a university, telling me how much your annual income is"
I honestly replied: "The annual income is less than 50 thousand RMB ".
He continued: "I have observed that the employees who work for me in the company are better at secondary school than me, so the secondary school with the worst degree is also, I had a hard time in my three years of high school, but I couldn't even get a secondary school exam, so I had to join the army. So I have always respected those cultural students who have academic qualifications and felt that they are highly intelligent, strong working ability. But now I am actually their boss, providing them with rice bowls, which is beyond my expectation ."
Why?
He went on to analyze: "I think the success of a person's unemployment depends on the three businesses, that is, the IQ, emotional intelligence, and business intelligence we usually talk about. But the importance of a real talent should be arranged as follows: the so-called talents trained by Chinese education are one-sided. They are only superior in IQ, but they are not included at all.
A large number of management talents may be included in the school's elimination groups. Therefore, education in China, especially higher education, is largely reversed, most of the products produced by graduates are mediocre talents with high scores and low scores. Although they are smart, they are weak, timid, and not good at communication, and their social viability is naturally low."
I was shocked after hearing my relatives. His words seem to really make sense!
I thought over it carefully. The reality seems to be like this. Brave people tend to have advantages over smart people in survival competition.
Smart people tend to be timid, while bold people tend to be less intelligent.
Another interesting phenomenon is that the more people who read books, the more intelligent they are. However, the more people who read books, the smaller the courage, the more likely they are to think twice before doing anything, ordinary people who read less often prefer to take action first and then think about it, but those who have strong mobility are often the first to succeed.
From the perspective of IQ, most people with the highest level of intelligence in China are often known as masters and professors. Most of them work and survive in colleges and universities, however, the overall income level of the smartest group in China is not high. Now, the annual normal income of doctors in a university is 50 thousand yuan, and that of Masters is 40 thousand yuan, most of the professors will not exceed 80 thousand yuan (this is my Jiangsu University)
This is a phenomenon worth studying: The smartest groups have far less income than the highest, and even senior white-collar workers in the company are inferior.
Finally, I came to the conclusion that learning is useless!
In primary and secondary schools, good learning aims to take a good university, while good university learning aims to find a good job. However, the social reality is that the income of well-learned people is not high. In fact, it seems that entrepreneurship faces much higher real risks than working for a long time. However, working for a long time brings higher risks.
The risk of starting a business is to lose the expected income for working in recent years, and even pay for a part of the money you have borrowed after going bankrupt. However, after all, when you are young, you can get nutrients and experience from failure, the business level and ability are once higher. After gradually integrating into the group of business people, the vision and experience are accumulated over time, and there is always a breakthrough from quantitative change to qualitative change.
As long as you enter the business door, your future career will be smooth. The more money you earn, the more wealth you accumulate, and the greatest value you have.
On the contrary, your working career has continued and has remained safe in recent years. However, you are constantly depreciating and shrinking, rather than getting stronger and stronger. The longer you work, the more you feel guilty and timid. After more than 10 years, you may be fired and laid off after a slight carelessness. What are the risks?

The concept determines how you choose, the path you embark on, and the path you embark on determine your future life process and results.
The ancients also said: "men are afraid of choosing the wrong line, and women are afraid of marrying the wrong Lang. There are 365 million rows in the world, but the same person chooses to do business and choose to go to work. The difference in the future is very big. It is really too big!
If you choose to work, you may be absolutely lucky. In the future, you will be able to earn more than 100,000 yuan a year. If you are unfortunately a low-level white-collar engineer, you may only have 1000 or 2000 yuan a month, pork Price Increases your family may not be able to afford pork. It is estimated that your family will have to eat less eggs at the price of eggs. Even in this humble life, you are still afraid of unemployment.

If you choose your entrepreneurial career, you may be absolutely lucky. You can be a rich Chinese Character in the future, and you can donate a few Hope Primary Schools to enjoy golf and private yacht from time to time.
If you cannot do business well, you can only open a grocery store, or even sell tofu or cabbage at the food market. You can earn 1000 or 2000 yuan, which is similar to that of low-level white-collar workers.
But you are not afraid of unemployment, because every day someone buys tofu and cabbage, which is a better place than white-collar workers.

We can see different ideas, different choices, different results, and different lives. Today I went to get a haircut, or the old barber shop. I cut an ordinary hair for 5 yuan. I am his old customer. This barber shop is located in the alley at the door of my house. It covers an area of about 15 m² square meters. The monthly rent is only 350 yuan, plus water and electricity, it will not exceed 500 yuan per month.
A 35-Year-Old Nantong countryman brought his wife to Yangzhou for a living more than a decade ago. Relying on the haircut techniques he learned in the country, he even got down to Yangzhou and raised two children, I also bought an old house.
He and I are familiar with everything. Every time I get a haircut, I always like to hear him brag. It is also an important way to understand the news. He proudly told me that the House in the Yangzhou Rhine Garden Community has risen by 900 yuan per square meter in the past three months. I said it has nothing to do with our poor people,
But he told me mysteriously that it was related to him. I was curious to ask him where he had his house?
He told me that he had bought a 60 m² shop on the first floor of the street the year before. At that time, the value of 0.5 million had risen to nearly 0.8 million.
At that time, he had a down payment of 0.3 million and a mortgage loan of Kuan 0.2 million. After the house had been handed over to a private clinic, he rented out a simple house decoration house, called the muxiang clinic, on the side of the Rhine Garden Community, Yanfu East Road, Yangzhou, local people in Yangzhou can see it clearly.
He told me that he could pay for his loan to Kuan. Now he has no economic pressure. His only dream is to spend another 20 years in retirement and enjoy his life.
I was surprised to think of his small barber shop. at ordinary times, he had only one haircut. Based on my calculations, his monthly salary would not exceed 2000 yuan, which is similar to working, however, based on his financial strength in purchasing a house, he should earn 6-5000 yuan a year, and his average monthly income should be-yuan. I quickly asked him if his average monthly income could reach yuan, he just smiled, did not answer, and did not deny.
I cannot help but feel that we often feel that we do not make any money to do small business. When dealing with them, we may even feel pity that their income is low. Who knows that the income of many inconspicuous small businesses is much higher than that of our migrant workers.
Recently, some organizations have made an experiment among the American people to investigate their views on the Chinese.
As a result, there are many negative impressions. Of course, there is also a good impression. Based on the attitude of learning and correcting, we will not talk about the advantages, but the disadvantages.
1. The most lacking quality in Chinese people is integrity and responsibility.
2. The most common characteristics of Chinese people are selfish and utilitarian.
3. One of the most undesirable qualities of Chinese people is adventure.

It seems that, apart from the first and second points of familiarity, the most important quality Chinese people lack is adventure. It is no wonder that ordinary people in China can only feel mediocre and boring, humble and desperate. The key lies in the lack of an adventure.
Only when adventure is added to life can one restore their passion and respond to combat power, and be able to behave like a warrior in the arena of life!
The warriors will be rewarded by God!
In fact, adventure is China's most scarce excellent quality.
Many people worry that failure after taking the risk will reduce their quality of life.
However, it is only for the time being. As long as you stick to repeated defeats and battles, the ultimate gains of adventurous people will be more than ordinary people.

The idea determines the way out and the action determines the result.
The vast majority of people are used to being giants of language and the dwarf of action.
The more intelligent people are, the more likely they are to fall into this paradox, the more difficult they are to extricate themselves.
It seems that God is fair. While giving wisdom to a person, he is often deprived of courage.
Therefore, there are always a few wonderful people in the world.
A famous Chinese economics expert once asked the following question: "to maintain a normal life, it is necessary for migrant workers to live a normal and happy life. How much will they earn in their life ?"

In normal cases, we are 22 years old when we graduated from an adult university, and we have the honor to work until we are 60 years old. In this way, we generally work for 38 years.
So these 38 years are for us to prepare for the future. If we can live to 80 years old, 60 to 80 years old, if we have to spend 1000 yuan a month, and 500 yuan of reserve expenses for medical expenses per month (because at that time the disease would frequently patronize and plague us), we must have a 0.36 million yuan reserve for the elderly, this is not the part of our spending over 80 years old!
In this way, we know how much we can earn. Assuming that the value of money is stable and there is no inflation, the majority of our professional managers will survive in order to maintain a simple life, earning 4000 yuan is enough (there is also a premise that the basic housing is no longer a problem), of which 2000 yuan is used as the current monthly living expenses, and 1000 yuan is used as the pension reserve expenses, RMB 500 is used as the Reserve Expense for medical expenses in the age, and RMB 500 is used as the education expense investment for children.

If migrant workers are still afraid of the current living standard of 2000 yuan per month, and if we are not enough to earn 4000 yuan, what will happen to our future life?
If we plan to invest in projects, study, live in larger beautiful houses, and travel abroad, this number is far from enough. Now, our fathers can rely on it, our generation is better than ever, more than 20 or 30 years later, what will happen when we wait ?!

Not long ago, a friend of mine told me a real story: in the early spring of this year, a friend accompanied his 72-year-old father to visit his relatives in Wuhan, who knows when the return is coming, the old father suddenly fell ill and fainted, and quickly asked for help 120 to send the patient to Wuhan Tongji Hospital for rescue. After several hours in the emergency room, the old man finally got away from danger.
The hospital indicates that the patient is suffering from multiple organ failures, poor health condition, and complicated illness. The patient needs to be hospitalized for long-term treatment and observation. However, the backbone doctors of Tongji Hospital are currently resting, medical care is limited, and family members are required to take the elderly back to the local hospital as soon as possible for rescue and observation.
Because the elderly cannot take planes or trains after the operation, the hospital recommends renting an ambulance from Tongji Hospital in Wuhan to be escorted. The family members immediately agree.
In order to ensure the safety of the elderly, the first-level nursing solution was enabled. In addition to oxygen transfusion, blood transfusion and other hardware equipment, the ambulance was equipped with a doctor and two nurses.
Finally, the old man was safely sent back to the local area, and then he quickly arranged to be admitted to the best big hospital in the local area. He found the best expert doctor for rescue and treatment.
After more than three months of adjuvant treatment and careful nursing, the elderly gradually got under control and gradually improved, and now they can get out of bed.

Speaking of this, it's hard for friends to show their faces. Now we have good conditions, and we have the ability. Old fathers are more lucky than old mothers (friends and mothers died after a few years ago due to deteriorating illness ).
After I took out the outpatient expense bill for the elderly, I shook it in front of me. I took it and saw that the long summary column clearly marked the total cost: 247,900 yuan.
My friend sighed and finally added that it was not counted as the hospitalization fee and surgical fee of 50 thousand yuan for several days at Wuhan Tongji Hospital, and rented an ambulance of 20 thousand yuan at Tongji Hospital, I don't know how much it will take. I only hope that the elderly can recover ......
The writer Shi Tiesheng said when talking about his feeling of having kidney disease and having to maintain his life through Hemodialysis: "The high cost of dialysis is something that few people can afford independently, xin and I got support from many aspects of the society, otherwise it would be unimaginable. What else will happen? One is to slowly suffocate (with a little money), and the other is to quickly suffocate (without any money ).
However, the process of being suffocated is as cruel as the body is gradually swollen, breathing is getting harder, and the consciousness is strange as if it were elsewhere, and everything around it seems to be soaked in the venom and gradually frozen. But this is not the worst feeling. The worst feeling is that your loved ones are watching you while they are still helpless.
Many people think that it is too vulgar to talk about money. How much is enough?
In fact, in a country like China that has no security, without the freedom of wealth, you cannot be independent of your personality. Not only can you provide your wife, children, and parents with a stable life guarantee, even when they are threatened by disease, you have to watch your dear ones go away because you don't have enough money.
So in order to get a life with dignity, you must learn to make money when you are young!