List of credit rating topics and concepts in the financial industry

Preface

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The definition of credit rating is the basis for rating companies to develop rating methods and rating standards. Which of the following quantitative indicators are used to evaluate different credit rating products? What are the definitions of these quantitative indicators, it is also the definition of rating. This article first sorts out the frequently used terminology in rating work, and makes a specific definition of the evaluation of various credit rating Products of China debt credit.
I. Basic Concepts
(1) Credit
(2) Credit Risk
(3) Credit Rating
(4) credit grade
(5) Credit Rating Agencies
(6) rating objects
(7) Bonds
(8) global and regional ratings
(9) Subject rating and debt rating
(10) local currency rating and foreign currency rating
(11) long-term and short-term ratings
(12) public rating
(13) Default
(14) Cross-Default
(15) Default Rate
(16) Default Probability
(17) cumulative default probability
(18) losses
(19) Exposure of default risks
(20) Recovery Rate
(21) default Loss Rate
(22) expected loss rate
(23) Joint Default Probability

Ii. rating Connotation
(1) Subject rating
(2) debt rating

List of credit rating topics and concepts in the financial industry