absrtact : At present, the major banks in the field of mobile banking "Rodeo" action is hot, only the large and medium-sized listed banks total mobile phone banking app users have breached the 400 million mark, but security has become the biggest hidden danger of mobile banking app. Love encryption security experts remind the major banks in the "enclosure" at the same time, but also need to step by step, do a good job of mobile phone banking app encryption. Article Source: www.ijiami.cn
The central bank issued the "first quarter of 2014 the overall operation of the payment system," pointed out that the initial quarter, the mobile payment business 659 million, the amount of 3.89 trillion yuan, respectively, growth of 232.2% and 255.37%. Easy-to-think think tank estimates released data show that in the first quarter of 2014 years, China's mobile phone banking transactions amounted to 5,544,430,000,000 yuan, the chain growth of 23.05%.
It is not difficult to see, in turn to compete for online banking business, mobile banking app has become the big banks of the new darling. It is reported that CCB and ICBC mobile banking customer total has more than 100 million households, Bocom, ABC, BOC's customer count is more than 50 million households, joint-stock banks, CMB, Everbright customers are more than 10 million households. Minsheng Bank also announced that, following the December 5 last year, more than 5 million households, the bank's mobile banking customers total size on May 25 exceeded 8 million households. In other words, only the above-mentioned large and medium-sized listed banks total mobile phone banking customers have exceeded 400 million households.
Mobile banking app Security is still the biggest risk
Love encryption security experts warn that because of the open source of Android system, mobile phone banks are facing greater security risks than online banking. According to the 2014 first quarter mobile phone security status report, the first quarter of 2014 to monitor the total number of Android users infected malicious programs 37.91 million, an increase of 48.8%, a quarter-on-year growth of 49.4%. Among them, the rate of malicious programs is the highest, accounting for 62% of the total number of infections.
China's software Testing center reports that Android has a sizeable share of the Chinese handset market. Although the official release of the system patches, but due to mobile phone users in the Internet environment, complex models and a large number of Shanzhai manufacturers, third-party optimization system and other conditions, the official patch is difficult to push to every Android phone.
"Many of my friends, including myself, do not have even a small deal on mobile banking, the main reason is to consider security issues, a lot of business even if the trouble, I will go to the counter of the bank outlets," admits a banker.
Therefore, mobile banking app developers do a good job of security protection, to ensure the security of the user's funds to better achieve in the mobile banking sector "enclosure" strategy, to obtain more market share.
Love encryption technology team after a lot of research, the hacker to pay the malicious behavior of the app into five categories: the system using keyboard and Input method attack, interface interception, storage of local data theft, user privacy theft, decompile source code, Network Interactive Protocol crawl. For these malicious acts, love encryption provides a full range of protection solutions, including security assessment and processing, Dex triple protection, so library encryption, custom protection, such as four aspects of mobile banking app with a protective shell, so that developers and users security worry-free.