NET Silver "Transaction password lost U shield void" cited question

The other time, the public Mr. Xia used the construction Bank Online banking business, found that he forgot his usbkey (U shield) trading password. CCB Customer service staff told him to forget the transaction password, resulting in the U shield failure, need to buy again. Mr Xia questioned the "waste of resources".

The other time, the public Mr. Xia used the construction Bank Online banking business, found that he forgot his usbkey (U shield) trading password. CCB Customer service staff told him to forget the transaction password, resulting in the U shield failure, need to buy again. Mr Xia questioned the "waste of resources".

　　Most banks do not have "transaction codes"

According to Mr. Xia, he was in February this year in a branch office of CCB to transact the net banking business, buy U shield, since then it has not used the business. Recently, Mr. Xia needed to make an online transfer and found himself forgetting the transaction password. After consulting that the bank can not help him to retrieve the password, can only re-purchase, "the original hardware is not bad, only because the transaction password is lost will be void." It's not a waste. ”

Yesterday, reporters separately consulted the Bank of China, ICBC, Merchants Bank, Bank of Communications, Industrial Bank and Everbright Bank, found that the bank's online banking procedures to open the same way, 6 bank customers just set the login password and u shield password, the password can be reset, only CCB added a "Transaction password."

　　CCB says it is not intentional waste of resources

According to the CCB Beijing branch, the transaction password is a kind of security protection measure which is different from other banks. In order to ensure the user's trading security, CCB in the login password, u shield password based on the customer also required to set the "Transaction password." When the customer handles the net banking business, it will collect the password envelope, and then set the password on the U-Shield on the PC, which only the customer knows.

The person said that if the login password is lost, the bank can reset the password for the customer free of charge, if the U shield password is lost, customers can hold valid documents and U shield to the bank counter, free replacement of a new U shield, if the transaction password is lost, it will not be retrieved. "The addition of transaction password is to ensure the security of customers online banking account, password more may be some trouble, but the original intention of the bank is good, not intentional waste of resources." ”

"Note" Usbkey, aka Ukey, U shield, etc., it is used for online banking electronic signature and digital authentication tools, built-in micro-smart card processor, using professional technology to encrypt online data, to ensure the confidentiality, authenticity, integrity and non-repudiation of online transactions.