Shopkeeper pay--no card payment system development Small series for you to explain:
According to the rules of UnionPay, once popular audio card reader, just the popular blue toothbrush card device, and now the popular non-card payment app, because most do not have a separate peripheral password keyboard, enter the password can only be entered on the phone, do not meet the merchant bank card receipt of the security standards so UnionPay for its positioning as a personal payment terminal. That is, only personal use, can only brush their cards, all the funds of the transaction, are owned by the hand brush brand Company provided by the platform merchant name. Therefore, strictly speaking hand brush trading does not belong to the bank card receipt business.
However, the actual use of hand brush is not used to brush their own card consumption, but reduced to a set of tools, can be the credit cards to convert the consumption of cash, which is in line with the needs of most people so welcomed by everyone, the current user has reached tens of millions of. So what is the trading process of the hand brush?
We all know that hand brush as long as XXX bank card mobile phone number registration, after the audit can be used, the card is tied to our card after the funds to the account. Hand brush card After the transaction data passed to hand brushes company, Hand Brush Company will collect a lot of real business in the country, and then the hand Brush terminal trading match to these merchants (that is, the transaction is packaged into the real consumption of these merchants) and then in the data sent to UnionPay, UnionPay is cleared every night 12 o'clock the next day the hand brushes the company should be to the account of the funds liquidated to the brush company.
Hand Brush The company is each hand brush terminal transaction data, the company will be the hand brush agreed to a good handling fee deduction of the remaining funds to each hand brush terminal Registration binding settlement card (as for what means to liquidate that is the company's things users do not worry) above is the hand brush of a simple trading process, It is not difficult to see, as the credit card center can see the transaction data, is the credit card in which merchant where the consumption of how much money, the other is not seen.
So some people are always worried that I will be able to brush their own card into the account of the risk ah, this worry is not necessary.
The above is the shopkeeper pay no card payment app small for your simple answer, if you also want to small part of this app, no card payment system development Small series is an expert Oh! For you to solve one-stop development services! Interested in contacting the phone number in the account
No card payment app there's no risk
