Before making the effect, you need to download some splash and stain brushes on the web, and the parts of the text are incomplete and the splash effect around them should be done with these brushes.
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1, create a background color of the "1200px*600px" of the new file, and use a soft white brush in the middle to draw a light source highlights.
2, create a new layer, and use the dirty brush you downloaded, draw some texture patterns on the light source, and extend it to the bottom.
3, use any kind of text font that you like, typing some letters on the file, the author uses in the article is "HAIR".
4. Right-click the layer and select Convert to Smart object.
5, like the figure below to adjust the text layer, so that the skew.
6, you download the dirty brush as a rubber eraser to use.Classification: