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Ping An Zhiying life insurance calculation

Source: Internet
Author: User
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My wife bought a copy of Ping An Zhiying life insurance. I heard her say how this is financial-managed insurance. In short, it means that the money can be taken back at that time. Intuitively, I felt impossible. I called Ping An customer service and learned about the expenses and benefits of the insurance. Then I calculated it in EXCEL according to my understanding. I felt that it was not what my wife said, based on the current interest rate, it takes at least 10 years to make a profit. The following table is calculated based on the interest rate on January 1, December:

 

 

 

 

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