If you want to "formally" get on the road after buying a car, you have to pay more than a dozen "Gates", such as the purchase of additional tax, insurance, vehicle inspection, and license receipt ". Although car dealers almost always handle these procedures for "car owners", there are still many people who choose to upload their own license plates, so it is very important to understand the new car licensing process. At present, Chengdu's vehicle management office is located in xipu. To facilitate vehicle owners, the vehicle management department provides an all-in-one service, which is more convenient. According to the regulations, the process of applying for a vehicle to the card is as follows: Process 1 purchase an invoice to ensure that the vehicle manufacturer's vehicle quality certificate is provided after you select your desired car and deliver the purchased car, provide a temporary license valid for 3-30 days according to the customer's requirements, and the Merchant issues a car purchase invoice for the customer. On the car purchase invoice, the owner's name and ID card number must be carefully checked to ensure they are correct. If there is an error, it will be troublesome to replace it. Process 2: After paying the purchase tax and insurance, the car owner can take the new car to the vehicle management office for relevant procedures. The vehicle management service is an all-in-one service. Therefore, before you go to the vehicle management service, you must bring the relevant information, including the purchase invoice (tax return, Registration, and invoice) the original and photocopy of the vehicle quality certificate, the original and photocopy of the ID card, and the public vehicle must carry the original and official seal of the enterprise organization code certificate. According to regulations, the vehicle purchase tax and vehicle insurance must be paid before other procedures can continue. Currently, the vehicle purchase tax of Chengdu is collected based on 17% of the balance after the vehicle purchase fee deducts 10% VAT. For a new car of 0.1 million yuan, after deducting 17% of the value-added tax, that is, 17000 yuan, the balance is 83000 yuan, then the vehicle purchase tax payable to the car is 8300 yuan. The insurance amount of a new car is related to the vehicle price and vehicle inventory. The amount is completely completed by the computer system. After entering the vehicle model, brand, price, and other information, the computer system starts a comprehensive evaluation and provides the payable amount. Process 3: After registering and Verifying vehicle information and paying vehicle purchase tax and insurance, the prospective car owner can obtain the new car entry registration form based on the Payment credential and vehicle purchase invoice registration, original vehicle quality certificate, original ID card and copy, and accurately fill in the information about the car owner and vehicle, register vehicle information. After the registration is completed, the vehicle management office will inspect and verify the engine number, vehicle model, exhaust gas, and vehicle owner of the vehicle, and compare the inspection results with the vehicle registration information and the vehicle owner one by one. After confirming that the vehicle is correct, take a photo and archive the vehicle. Process 4: After the process is completed, the prospective car owner can randomly select his/her license plate number on the computer and pay the Wuqiao road fee, work cost and production cost, collect vehicle driving license, vehicle registration certificate, pass mark, Environmental Protection sign, etc. In this step, the entire process of accreditation is basically complete, and the prospective car owner has become a car owner. However, to drive on the road, you have to complete the last step, that is, to pay the road maintenance fee. Now, chelaile has a valid "hukou ". In particular, I would like to remind you that if the owner of a foreign account is a registered account outside of the Chengdu region (including the province and outside the province), you must go to the police station to apply for a temporary residence permit. In the new car listing process, in addition to the ID card, the owner of a foreign account must also provide a temporary residence permit. If invalid materials are submitted, vehicles have been modified, and inspections do not comply with national standards, the vehicle management office will not register them. Don't waste money to buy a new car insurance. Mr. Zhang, who lives in Ximen, recently bought a fit at the spring auto show of this newspaper. He was prepared to drive his self-driving game. After a few days of excitement, he was worried about it, I don't know how to buy car insurance when I ask. There are many situations like Mr. Zhang. For this reason, our insurance experts have specially designed several packages for car owners who have bought a car soon to avoid wasting money on car owners. Experts told reporters that the cost of insurance for new cars is higher than that for new vehicles. There are two main reasons: first, the insurance for new cars is more comprehensive, second, the insurance company's preferential prices for new car insurance premiums are not as good as the renewal of vehicles. In general, the new car insurance premiums are higher than the renewal fee of 800 yuan to 2000 yuan. Auto insurance package (new car) A, Changan swift basic model (50 thousand) purchase insurance: motor vehicle traffic accident liability compulsory insurance, vehicle damage insurance, third party liability insurance (50 thousand), vehicle personnel liability insurance (1 seat). Recommended price: 3238 yuan B, ilantra 1.6 Basic type (0.1 million) purchase insurance: motor vehicle traffic accident liability compulsory insurance, vehicle damage insurance, full vehicle theft rescue, third party liability insurance (0.1 million), vehicle personnel liability insurance (5 seats), not free of compensation. Recommended price: 4945 RMB. C. baolai 1.8 comfortable type (0.15 million) purchased insurance: mandatory motor vehicle traffic accident liability insurance, vehicle loss insurance, full vehicle theft and rescue, third party liability insurance (0.15 million), vehicle personnel liability insurance (5 seats) others may be maliciously transferred to Alibaba Cloud. Recommended price: 6349 RMB. D. Pasat 2.0 comfortable type (0.2 million) purchased insurance: mandatory motor vehicle traffic accident liability insurance, vehicle loss insurance, full vehicle theft and rescue, third party liability insurance (0.2 million), vehicle personnel liability insurance (5 seats) independent broken glass, free of compensation, malicious community insurance for others, and spontaneous combustion damage insurance. Recommended price: 7949 RMB. For new car owners, pay attention to the following items when buying insurance: 1. The value of the car body must be fully protected during warranty, so that all risks can be compensated; 2. It is best to purchase a new car without any compensation, so that the compensation will be more worry-free; 3. If the parking location of the vehicle is messy, you will be able to buy a transfer risk, so that the scratches on the car body can be solved when the vehicle is parked. Experts have introduced several tips for saving money: 1. If you spend most of your time in commuting, you can buy only one seat insurance; 2. if it is used in the city most of the time, it will take very little time to get out of the door, and the third party's liability insurance can only buy 0.1 million. 3. If the vehicle is parked in a regular guarded parking lot, the theft rescue can not be bought. Plan A for saving money on old vehicle warranty renewal plan A. The Changan swift basic model worth 50 thousand at that time purchased one year ago: the following types of insurance are purchased: motor vehicle traffic accident liability compulsory insurance, vehicle loss insurance, third party liability insurance (50 thousand), vehicle personnel liability insurance (1 seat), not free of compensation. Recommended price: 2582 RMB. B. The basic model of irantra 0.1 million, which was worth 1.6 yuan a year ago, was purchased as follows: motor vehicle traffic accident liability compulsory insurance, vehicle loss insurance, full vehicle theft rescue, and third party liability insurance (0.1 million), vehicle personnel liability insurance (5 seats), not free of compensation. Recommended price: 3776 RMB. C. The 0.15 million comfortable model that was purchased a year ago with a value of 1.8 Bora (quote; image) is as follows: mandatory motor vehicle traffic accident liability insurance, vehicle loss insurance, full vehicle theft and rescue, third party liability insurance (0.15 million), vehicle personnel liability insurance (five seats), other people's malicious risk of transfer, excluding free of compensation. Recommended price: 4507 RMB. D. A 0.2 million Passat 2.0 Model worth 0.2 million purchased a year ago. The following types of insurance are purchased: mandatory motor vehicle traffic accident liability insurance, vehicle loss insurance, full vehicle theft and rescue, and third party liability insurance), vehicle personnel liability insurance (five seats), glass independent broken insurance, excluding non-deductible, other people malicious scratch insurance. The recommended price is 5725 RMB. Currently, you can choose to buy three types of mortgage services: mortgage services directly provided by auto finance, mortgage services directly provided by the banking system, and mortgages provided by intermediaries (such as insurance companies) warranty, a mortgage provided by the banking system. Among the three mortgage methods, the mortgage and the credit of the loan repayment on schedule constitute the basic conditions. Preparation of required information: (1) resident accounts in Liucheng district of Chengdu (all residents in different suburbs of Chengdu have been expanded to some banks), with fixed residences and stable income; (2) Automobile consumption loan application form; (3) Certificate of bank standard wage income issued by the Organization; (4) original and photocopy of the household register; (5) two copies of the original and original marriage certificate or divorce certificate (unmarried marriage certificate provided by the Creator); (6) Long Term Residence certificate issued by the neighborhood committee or property management department. Currently, almost all auto dealers in Rongcheng can apply for a mortgage loan to purchase a car. You can choose between one year and five years. You can purchase a car by using the following methods in Chengdu. 1. Passenger loan: select a vehicle-prepare required information-sign a purchase contract with the vehicle dealer-sign a loan contract with the bank-pick up the car 2. Direct customer loan: fill in the Vehicle Quota loan form at the CCB outlet-CCB conducts credit investigation on the customer-the customer signs a loan contract with the bank-selects the vehicle at the vehicle dealer and pays the car purchase down payment to the bank-the Bank Agent picks up the car and transfers the user and handle the mortgage registration procedures-the customer goes to the bank to pick up the car 3, no regional restrictions on loans: in view of the bottleneck that foreign accounts cannot handle mortgage purchases in Chengdu, China Merchants Bank has launched a non-regional loan limit, that is, whether you are a resident of Chengdu or a car buyer of foreign accounts, citizens between the ages of 18 and 60 can buy a car with a loan. Tip A: before applying for a loan, you 'd better have a clear budget plan to clear the fees for the first payment, the amount to be paid each month, and the vehicle maintenance fee, avoid causing too much payment pressure on yourself after purchasing a car. B. For a mortgage loan secured by an intermediary, the expenses incurred by the intermediary shall be cleared in advance. During the handling process, be sure to pay attention to suspicious or vague charges to prevent intermediaries from using the blind spots of consumers for high or disorderly charges. In addition, after the payment, the other party is required to issue a formal document. C. When handling a mortgage, it is best to do it yourself to avoid any problems arising from the agency. Experts believe that there are advantages and disadvantages of purchasing a car through mortgage: it is easy to live with a car in advance. Currently, the mortgage service provided on the market can be provided, except for some models, with no down payment, most of the mortgages are generally paid between 3-7 years, and the loan repayment period is between 3-5 years. If you purchased 0.15 million yuan for a vehicle model and 3 yuan for a down payment, the first payment plus the vehicle purchase tax, insurance fee, and related service fees may cost about 60 thousand yuan for the first payment. For financial management personnel, it is not difficult to obtain more than 10% of the income from one year's investment. Disadvantages: there are financial risks that increase the cost of mortgage to provide convenience, but of course there are also some drawbacks. Currently, most of the mortgage businesses use real estate and other real estate as collateral, and pay a certain percentage of money on time. In the meantime, if the payment cannot be made at the specified time due to special problems, the real estate mortgaged by the consumer may be at risk of being mortgaged. In addition, if you do not have a good investment channel, you will be charged a lot of extra interest if you buy a mortgage. This version was edited by Wu Xuhui reporter Zheng Ming
